Best Cash Back Cards and How to Earn up to 20% Back on Everything

Best Cash Back Cards and How to Earn up to 20% Back on Everything

Author: Chris Hutchins February 12, 2025 Duration: 47:51
#214: Chris reveals the top cash back credit cards in 2025 to maximize your rewards. He also goes deep on leveraging signup bonuses to earn up to 20% back on all your spending. Link to Full Show Notes: https://chrishutchins.com/cash-back-credit-cards-2025 Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards: Best Cards Page | Chris’ Credit Card Optimizer Tool U.S. Bank Smartly Visa Signature Credit Card Robinhood Gold Card Discover it® Miles card Bank of America® Unlimited Cash Rewards Credit Card Bank of America® Travel Rewards Credit Card Bank of America® Premium Rewards® Credit Card Bank of America® Premium Rewards® Elite Credit Card Business Advantage Unlimited Cash Rewards Mastercard® Credit Card Business Advantage Travel Rewards World Mastercard® credit card Alliant Credit Union Visa Signature Card Bank of America® Customized Cash Back Rewards Credit Card Citi Custom Cash Credit Card U.S. Bank Cash+® Visa Signature® Card Verizon Visa® Card Wells Fargo Autograph Journey Visa® Card Capital One Spark Cash Plus Capital One Venture X Rewards Credit Card Hawaiian Airlines ® World Elite Mastercard Bank of America Preferred Rewards U.S. Bank Real-Time Rewards How to Get Approved for Business Cards All the Hacks Podcast Ep #170: Cash Back vs. Points: Are We Doing It All Wrong? Ep #136: Current State of Credit Cards Points and Predictions for 2024 with Sebastian Fung Membership Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:00) Quick Overview (04:12) The 4% Cash Back Card From U.S. Bank (08:01) Update on the U.S. Bank Altitude® Reserve Visa Infinite® Card (10:57) Robinhood Gold Card for 3% Cash Back (15:54) The Discover Card for Miles (17:57) Rewards on Bank of America Cards (20:33) Perks and Cons of Bank of America Cards (28:04) Alliant Credit Union’s Cash Back Card (32:19) Quick Comparison of the Cash Back Cards (33:26) Chris' Card Optimizer Tool (37:38) How to Value Points (39:07) Leveraging Credit Card Welcome Offers (41:15) All the Hacks Membership Perks (43:15) Chris' Analysis of Welcome Offers (46:35) The Big Final Takeaway Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like there's a smarter, more efficient way to navigate your finances, your travels, and your daily routines? That's the core question driving All the Hacks: Money, Points & Life. Hosted by Chris Hutchins, this podcast is built on a simple, powerful idea: maximizing value doesn't mean sacrificing enjoyment. Instead, it's about the strategic choices that free up resources-both money and time-for what truly matters. Chris approaches life as a series of systems to be optimized, drawing from his own experience saving millions through meticulous analysis. The conversations here are practical and wide-ranging, moving seamlessly from credit card points strategies and investment philosophies to the less tangible hacks for personal fulfillment. You'll hear from a diverse roster of experts and icons, including Tim Ferriss, Tony Hawk, Codie Sanchez, and Gary Vaynerchuk, who all bring their unique perspectives on building wealth and designing a compelling life. Each episode feels like a focused workshop, offering actionable advice you can use immediately, whether it's planning a luxury vacation for a fraction of the cost or rethinking your approach to career and leisure. This isn't just about frugality; it's about unlocking freedom and excitement through smarter decisions. Tune in for a consistently insightful blend of tactical moves and deeper conversations that challenge the conventional trade-offs between spending, saving, and living well.
Author: Language: English Episodes: 100

All the Hacks: Money, Points & Life
Podcast Episodes
The Simple Path to Wealth and FU Money with JL Collins [not-audio_url] [/not-audio_url]

Duration: 1:09:43
#194: Build wealth and achieve financial freedom with three simple, actionable steps. Personal finance expert JL Collins discusses the concept of "FU" money, the importance of living on less than you earn, the power of l…
The Power of Trust and Skepticism with Jamil Zaki [not-audio_url] [/not-audio_url]

Duration: 52:20
#193: Unlock better opportunities, improve your emotional and physical health, and build stronger relationships by embracing “hopeful skepticism.” Dr. Jamil Zaki shares science-backed, actionable strategies to overcome t…
How I Saved Over $20K on a Luxury European Vacation [not-audio_url] [/not-audio_url]

Duration: 1:13:20
#192: Here's how we saved over $20,000 on our recent Europe trip! Learn how to use award flight tools to score affordable business-class tickets, maximize hotel loyalty programs for luxury stays, and find incredible trav…
11 Lessons Every Investor Needs to Know with Ben Carlson [not-audio_url] [/not-audio_url]

Duration: 55:15
#191: Grow your wealth and build a resilient portfolio by making smarter decisions with these 11 investing lessons. Financial advisor Ben Carlson and I share actionable insights on managing risk, overcoming psychological…
Why High-Performers Focus on Energy, Not Time with Sahil Bloom [not-audio_url] [/not-audio_url]

Duration: 48:51
#190: Transform your relationships, productivity, and overall quality of life by discovering how to be intentional with your time. Sahil and I share actionable tactics to build better habits (and get rid of bad ones), im…
My Must-Have Products and Services for Life, Work and More [not-audio_url] [/not-audio_url]

Duration: 59:29
#188: Here are the 130+ things I cannot (or don’t want to) live without, including my favorite tech, web and mobile apps, travel gear, subscriptions, banks and financial tools. I also share health and fitness items, smar…
42 Travel Planning Tips & Hacks from Travel Pro Leigh Rowan [not-audio_url] [/not-audio_url]

Duration: 1:09:15
#187: Learn the art of travel planning to enjoy incredible vacations. Travel pro Leigh and I share over 40 practical tips to create the perfect itinerary, save on flights and hotels, find travel inspiration, experience d…
25 Money Rules (and When to Break Them) with Brian Feroldi [not-audio_url] [/not-audio_url]

Duration: 55:22
#186: We'll break down 25 investing and finance rules of thumb, so you can learn to make better financial decisions, whether your goal is growing your wealth, retiring early, managing your portfolio, buying a car, or man…