Credit Cards: What's in My Wallet for 2025

Credit Cards: What's in My Wallet for 2025

Author: Chris Hutchins June 18, 2025 Duration: 1:16:58
#232: Chris reviews his current credit card lineup for 2025. He also covers how to evaluate new/existing cards, some card changes for 2025, new cards he's excited about, the best cards for each major spending category, and apps to manage all your cards. Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2025 Link to What's In My Wallet Blog Post: https://chrishutchins.com/blog/whats-in-my-wallet-for-2025/ Partner Deals Trust & Will: Get 20% off personalized, legally binding estate plans Bilt Rewards: Earn the most valuable points when you pay rent Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Thrive Market: 30% off your first order of organic groceries + a free $60 gift LMNT: Free 8-count sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Full What's In My Wallet Post Credit Card Holder Wallet Frequent Miler Premium Card Worksheet Copilot: Free 2 months with code HACKS2 Chris’ Card Optimizer Tool Southwest Companion Pass Complete Guide 2025 Kick Bookkeeping: 50% off your first year here Credit Card Trackers CardPointers Pro: 30% off here and 50% off here CardRight Travel Freely AwardWallet The Points Guy App ATH Podcast Membership 2025 Iceland Trip Ep #152: Credit Cards: What's in My Wallet for 2024 Ep #170: Cash Back vs. Points: Are We Doing It All Wrong? Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Full Show Notes (00:00) Introduction (02:17) Quick Episode Overview (03:28) The 3 Main Reasons to Own Credit Cards (08:08) Things to Keep in Mind About Welcome Bonuses (10:26) Chris' Credit Card Goals for 2025 (13:24) Points vs. Cash Back (17:09) Why You Should Identify Your High Spend Categories (21:53) How to Calculate the Value of a Card (23:00) Review of Current Cards in Chris' Wallet (30:44) Bank of America Cards (33:00) U.S. Bank Cards (33:49) Citi Cards (38:27) The Bilt Mastercard® (40:10) Understanding the Major Spending Categories (42:35) Maximizing the Travel Category (44:53) Earnings via Travel Portals (47:57) Other Categories: Wholesale Clubs, Phone Service, Gas (50:11) Managing Business Expenses (+ Kick Bookkeeping) (52:10) New Cards for 2025 (55:47) How Chris Keeps Track of All His Cards Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like there's a smarter, more efficient way to navigate your finances, your travels, and your daily routines? That's the core question driving All the Hacks: Money, Points & Life. Hosted by Chris Hutchins, this podcast is built on a simple, powerful idea: maximizing value doesn't mean sacrificing enjoyment. Instead, it's about the strategic choices that free up resources-both money and time-for what truly matters. Chris approaches life as a series of systems to be optimized, drawing from his own experience saving millions through meticulous analysis. The conversations here are practical and wide-ranging, moving seamlessly from credit card points strategies and investment philosophies to the less tangible hacks for personal fulfillment. You'll hear from a diverse roster of experts and icons, including Tim Ferriss, Tony Hawk, Codie Sanchez, and Gary Vaynerchuk, who all bring their unique perspectives on building wealth and designing a compelling life. Each episode feels like a focused workshop, offering actionable advice you can use immediately, whether it's planning a luxury vacation for a fraction of the cost or rethinking your approach to career and leisure. This isn't just about frugality; it's about unlocking freedom and excitement through smarter decisions. Tune in for a consistently insightful blend of tactical moves and deeper conversations that challenge the conventional trade-offs between spending, saving, and living well.
Author: Language: English Episodes: 100

All the Hacks: Money, Points & Life
Podcast Episodes
How Much Are Points and Miles Worth in 2025? [not-audio_url] [/not-audio_url]

Duration: 1:06:42
#245: Ever wonder what points are really worth? I'll break down the different types of points, how to calculate their value, and the biggest mistakes people make along the way. You’ll also learn when cash back might be t…
How I Saved $10,000+ on Luxury Hotels [not-audio_url] [/not-audio_url]

Duration: 57:56
#244: I'll explain how I saved over $10k on luxury hotels in Costa Rica and Carmel Valley using points, free nights, and elite perks. I’ll walk you through every step, from how to book with points, when to buy them on sa…
Deep Dive on Capital One Credit Cards and Miles (+ Why I Love Them) [not-audio_url] [/not-audio_url]

Duration: 1:03:56
#242: Chris dives into the Capital One credit card lineup, breaking down earning structures for miles and cash back, exciting benefits, and redemption strategies. He also covers the best 2-card combo, transfer partners,…
Earn More Points with New Cards, Bonuses, and Challenges in 2025 [not-audio_url] [/not-audio_url]

Duration: 56:15
#241: We cover new credit cards, increased welcome bonuses, and major changes to existing cards and their benefits. Plus, learn how to rack up thousands of points through airline and hotel challenges and giveaways. Link…
18 Tactics for Booking Travel with Points & Miles [not-audio_url] [/not-audio_url]

Duration: 54:44
#238: Chris shares 18 tactics he’s used to get the best deals booking flights and hotels with points. Learn how to leverage flexibility, navigate transfer partners, use the right tools, identify “sweet spots,” avoid high…
How to Design a Rich Life at Any Income with Ramit Sethi [not-audio_url] [/not-audio_url]

Duration: 1:00:59
#237: Start living your rich life today regardless of your income. Learn how to spend without guilt, track the four key financial numbers that matter most, harness the power of decisiveness, and avoid the common traps th…
Deep Dive on Amex Credit Cards and Membership Rewards Points [not-audio_url] [/not-audio_url]

Duration: 1:45:22
#236: Chris reviews and ranks the full American Express lineup of 30+ cards. He also breaks down Membership Rewards, transfer partners, approval rules, card-linked offers, unique perks, and more. Link to Full Show Notes:…