How We Booked a $20,000 Vacation With Points

How We Booked a $20,000 Vacation With Points

Author: Chris Hutchins August 5, 2026 Duration: 1:27:37
Chris and Amy booked a last-minute week in Bora Bora that would have cost over $20,000, almost entirely on points. They break down how it came together, why they chose Bora Bora over Fiji, the Marriott award search quirk that hid available rooms, flying business class in both directions by mixing two airlines, and using card travel credits on the inter-island flights. Then, three nights in, they decided to abandon the deal and pay more to switch resorts. They compare and rank the major Bora Bora resorts, weigh points versus cash, and explain what makes French Polynesia one of the easiest long-haul trips from the West Coast. Link to Full Show Notes: https://chrishutchins.com/bora-bora-on-points-2026/ Partner Deals Haven: Skip the waitlist for the best sauna. Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Thrive Market: ⁠30% off your first order of organic groceries + a free $60 gift Bilt Rewards: ⁠Earn the most valuable points when you pay rent Superhuman: ⁠Free month of the fastest and best email with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Hotels & Resorts Hotel Upgrade Program The Westin Bora Bora Resort & Spa Four Seasons Resort Bora Bora The St. Regis Bora Bora Resort Conrad Bora Bora Nui The Brando Le Taha'a Nanuku Resort Waldorf Astoria Costa Rica Products Monopoly Deal Health & Sauna Research Bryan Johnson — Is Sauna ACTUALLY Good For You? (90-Day Experiment) ATH Podcast #285: Why Net Fulfillment Beats Net Worth with Bill Perkins #287: Putting Die With Zero Into Practice with Brad Barrett Hotel Upgrade Program Best Cards Page Gift Cards Page Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (02:09) How a Kid-Free Trip Came Together (03:33) How Chris and Amy Choose Vacation Destinations (13:09) Why French Polynesia Over Fiji (14:59) Booking The Westin (20:43) Flying Business Class Both Ways on Two Different Airlines (26:22) Air Tahiti Nui and the Inter-Island Flights (31:15) A Surprise First Class Upgrade on Air Moana (32:47) Arriving in Bora Bora and Checking Into The Westin (34:29) First Impressions: A Brand-New Property with Great Bones (37:33) A Thousand Little Cuts: The Westin's Service Problems (44:50) The Math Behind Checking Out Early (52:21) The Four Seasons vs. The Westin: What the Extra Money Buys (59:23) Why the Four Seasons Spa Facilities Stood Out (01:00:37) Getting Serious About Sauna Again (01:05:51) Pickleball, Paddleboarding, and Space to Get Lost (01:08:00) Did the Four Seasons Save the Trip? (01:13:18) How to Actually Get Deals at the Four Seasons (01:16:20) Ranking All Four Bora Bora Resorts (01:19:32) Why Fiji Is Still at the Top of the List (01:21:45) Where AI Can Go Wrong (01:23:15) Packing a Travel Med Bag for Remote Destinations (01:24:20) Final Thoughts and Why Bora Bora Keeps Winning Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like there's a smarter, more efficient way to navigate your finances, your travels, and your daily routines? That's the core question driving All the Hacks: Money, Points & Life. Hosted by Chris Hutchins, this podcast is built on a simple, powerful idea: maximizing value doesn't mean sacrificing enjoyment. Instead, it's about the strategic choices that free up resources-both money and time-for what truly matters. Chris approaches life as a series of systems to be optimized, drawing from his own experience saving millions through meticulous analysis. The conversations here are practical and wide-ranging, moving seamlessly from credit card points strategies and investment philosophies to the less tangible hacks for personal fulfillment. You'll hear from a diverse roster of experts and icons, including Tim Ferriss, Tony Hawk, Codie Sanchez, and Gary Vaynerchuk, who all bring their unique perspectives on building wealth and designing a compelling life. Each episode feels like a focused workshop, offering actionable advice you can use immediately, whether it's planning a luxury vacation for a fraction of the cost or rethinking your approach to career and leisure. This isn't just about frugality; it's about unlocking freedom and excitement through smarter decisions. Tune in for a consistently insightful blend of tactical moves and deeper conversations that challenge the conventional trade-offs between spending, saving, and living well.
Author: Language: English Episodes: 50

All the Hacks: Money, Points & Life
Podcast Episodes
How to Earn Millions of Points and More Listener Q&A [not-audio_url] [/not-audio_url]

Duration: 1:07:35
#263: Chris breaks down exactly how he’s earned millions of points and miles, and why simplicity matters more than optimization. He covers signup bonuses, spending strategies, credit score impacts, business cards, cash-b…
Goals, Tools, and Mindset Shifts for a Better 2026 with Kevin Rose [not-audio_url] [/not-audio_url]

Duration: 1:12:49
#261: Chris and Kevin reflect on 2025’s biggest wins and lessons, then dive into how they're planning 2026. They share their goals, the tools they're using, and why they're designing a year that’s easier, not just more o…
Top 10 Takeaways from 2025 [not-audio_url] [/not-audio_url]

Duration: 40:25
#260: Chris distills the most powerful lessons from over 50 episodes in 2025 into 10 actionable takeaways that changed how he thinks about money, time, health, relationships, purpose, and more. Link to Full Show Notes: h…
Choosing the Problems Worth Struggling For with Mark Manson [not-audio_url] [/not-audio_url]

Duration: 1:03:11
#259: Learn how to pick the challenges in life that actually matter. We break down how to stop optimizing for the wrong things, why values trump goals in decision-making, practical strategies for building real friendship…
My Top 5 Mistakes with Points & Miles [not-audio_url] [/not-audio_url]

Duration: 59:00
#258: The 5 biggest mistakes Chris has made in his points & miles journey. He dives into the hidden cost of status, the math behind point values, the power of opportunity cost, and why hoarding points quietly destroys va…
End of Year Checklist for Your Taxes, Points and Miles [not-audio_url] [/not-audio_url]

Duration: 1:17:08
#257: We break down essential tax and financial decisions to make before year-end. Learn how to maximize deductions, optimize charitable giving, manage investment gains and losses, and take advantage of retirement and ho…
2025 Holiday Gift Guide and Top Ways to Save This Season [not-audio_url] [/not-audio_url]

Duration: 1:28:40
#255: Here are 100+ holiday gift ideas across tech, kitchen, home, clothing, fitness, kids, and games. I’ll also share tools and tactics to help you find deals and spend less this holiday season. For all the products, li…
The Cost of Always Optimizing with Chris and Amy [not-audio_url] [/not-audio_url]

Duration: 1:15:42
#254: Chris and Amy share a candid look at their life together as two optimizers. They discuss everything from family finances and teaching their kids about money to managing their health, work, and travel. Link to Full…