I Built an AI Assistant That Works While I Sleep

I Built an AI Assistant That Works While I Sleep

Author: Chris Hutchins February 11, 2026 Duration: 51:24
#265: Chris explores how modern AI tools have eliminated the barriers to building software, why planning matters more than coding skill, how anyone can turn a simple problem into a working app faster and cheaper than ever before, and how he built a personal AI assistant that's already started to run his life behind the scenes. Link to Full Show Notes: https://chrishutchins.com/how-to-build-with-ai-tools Partner Deals Green Chef: 50% off on your first box + 20% off for two months with code 50ALLTHEHACKS Mercury: Help your business grow with simplified finances NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned AI Models & Assistants ChatGPT OpenClaw Gemini Claude AI Coding & Building Tools Replit Lovable Cursor Codex Productivity & Automation Tools Wispr Flow Zapier Nimble Links Tampermonkey Developer Infrastructure Clerk Supabase GitHub FinTech: Plaid How to Run OpenClaw as your Virtual EA Blogs Doctor of Credit Frequent Miler The Points Guy Deep Personality Credit Cards American Express® Gold Card Citi Strata Elite℠ Card Citi Strata Premier℠ Card Bilt 2.0 ATH Podcast Ep #263: How to Earn Millions of Points and More Listener Q&A Chris’ Card Optimizer Tool Ask Chris Anything! Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:41) Why This Is the Best Time Ever to Build Software (04:14) How to Build Almost Anything with AI (13:53) Why Context Is the Real Superpower (15:58) Using Planning Mode Instead of Guessing (16:41) Which AI Tool Should You Start With? (17:53) Building a Real Credit Card Optimizer from Scratch (28:48) What It Actually Costs to Build with AI (32:38) The Real AI Learning Curve (33:38) Moving from Cursor to Claude Code (36:17) Why You Should Try Building Something (Even If You're Not a Coder) (37:00) How OpenClaw Changes the Game (38:57) Why Security Still Matters (42:25) A Conversation with Ted, Chris' AI Assistant (44:07) Letting AI Work While You Sleep (49:41) Learning to Be Clear, Specific, and Intentional (50:03) Start with a Real Problem (50:39) Breaking Projects into Small, Winnable Pieces (50:58) What Would You Build If Building Were Easy? (51:59) Keeping Track of Cost and Budget Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like there's a smarter, more efficient way to navigate your finances, your travels, and your daily routines? That's the core question driving All the Hacks: Money, Points & Life. Hosted by Chris Hutchins, this podcast is built on a simple, powerful idea: maximizing value doesn't mean sacrificing enjoyment. Instead, it's about the strategic choices that free up resources-both money and time-for what truly matters. Chris approaches life as a series of systems to be optimized, drawing from his own experience saving millions through meticulous analysis. The conversations here are practical and wide-ranging, moving seamlessly from credit card points strategies and investment philosophies to the less tangible hacks for personal fulfillment. You'll hear from a diverse roster of experts and icons, including Tim Ferriss, Tony Hawk, Codie Sanchez, and Gary Vaynerchuk, who all bring their unique perspectives on building wealth and designing a compelling life. Each episode feels like a focused workshop, offering actionable advice you can use immediately, whether it's planning a luxury vacation for a fraction of the cost or rethinking your approach to career and leisure. This isn't just about frugality; it's about unlocking freedom and excitement through smarter decisions. Tune in for a consistently insightful blend of tactical moves and deeper conversations that challenge the conventional trade-offs between spending, saving, and living well.
Author: Language: English Episodes: 100

All the Hacks: Money, Points & Life
Podcast Episodes
How I Saved $10,000+ on Luxury Hotels [not-audio_url] [/not-audio_url]

Duration: 57:56
#244: I'll explain how I saved over $10k on luxury hotels in Costa Rica and Carmel Valley using points, free nights, and elite perks. I’ll walk you through every step, from how to book with points, when to buy them on sa…
Deep Dive on Capital One Credit Cards and Miles (+ Why I Love Them) [not-audio_url] [/not-audio_url]

Duration: 1:03:56
#242: Chris dives into the Capital One credit card lineup, breaking down earning structures for miles and cash back, exciting benefits, and redemption strategies. He also covers the best 2-card combo, transfer partners,…
Earn More Points with New Cards, Bonuses, and Challenges in 2025 [not-audio_url] [/not-audio_url]

Duration: 56:15
#241: We cover new credit cards, increased welcome bonuses, and major changes to existing cards and their benefits. Plus, learn how to rack up thousands of points through airline and hotel challenges and giveaways. Link…
18 Tactics for Booking Travel with Points & Miles [not-audio_url] [/not-audio_url]

Duration: 54:44
#238: Chris shares 18 tactics he’s used to get the best deals booking flights and hotels with points. Learn how to leverage flexibility, navigate transfer partners, use the right tools, identify “sweet spots,” avoid high…
How to Design a Rich Life at Any Income with Ramit Sethi [not-audio_url] [/not-audio_url]

Duration: 1:00:59
#237: Start living your rich life today regardless of your income. Learn how to spend without guilt, track the four key financial numbers that matter most, harness the power of decisiveness, and avoid the common traps th…
Deep Dive on Amex Credit Cards and Membership Rewards Points [not-audio_url] [/not-audio_url]

Duration: 1:45:22
#236: Chris reviews and ranks the full American Express lineup of 30+ cards. He also breaks down Membership Rewards, transfer partners, approval rules, card-linked offers, unique perks, and more. Link to Full Show Notes:…
Chris’ Money Allocation Framework: 10 Steps to Build Your Wealth [not-audio_url] [/not-audio_url]

Duration: 53:33
#235: Chris shares his personal 10-step money allocation framework to help prioritize savings, investments, and financial flexibility. He also dives into advanced strategies for tax optimization, liquidity, and real-worl…