Buyer short on funds at closing? I’ve rescued hundreds of deals when buyers came up thousands short just days before closing. I share my exact playbook to save your deal fast—whether it’s renegotiating seller concessions, using lender credits, documenting gift funds the right way, or leveraging assistance programs. I’ll walk you through proven strategies that help buyers close on time, without panic or delay.
TIMESTAMPS:
00:00 – Buyer Short $5K? What to Do Fast
00:24 – Renegotiating Seller Concessions
01:56 – Real Case: Insurance Shock in California
03:10 – Lender Credit: Trade Rate for Cash
05:07 – Gift Funds: What’s Acceptable
08:01 – Down Payment Assistance Options
09:43 – Creative Last-Minute Fixes
10:40 – Step-by-Step: How to Save Your Deal
I'm Ella Gurfinkel, a Senior Loan Officer at Fairway IMC, and since Valentine’s Day 1996, I've been helping clients to achieve the cornerstone of the American dream - Homeownership. I take the time to find solutions for the most complex situations, even if it consists of 1,000 pieces.
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I am here if your home loan questions need answering.
Website: https://www.fairwayindependentmc.com/lo/ella-gurfinkel-188161?nmls=188161
Facebook: https://www.facebook.com/TeamEllaPortland
Instagram: https://www.instagram.com/TeamElla_Fairway
LinkedIn: https://www.linkedin.com/in/ella-gurfinkel/
This Channel has been created to make your home purchase (or refinance) easier and simpler. To help you avoid making mistakes in this sometimes crazy process and to simply answer the questions you may be too afraid to ask!
Ella Gurfinkel | Senior Loan Officer | NMLS 188161
503-358-7769 | ella.gurfinkel@fairwaymc.com | www.teamellaportland.com
FIMC NMLS 2289 | 6650 SW Redwood Ln Suite 215, Portland, OR 97224
This video link: https://youtu.be/d6DIXixPwLM
#EllaGurfinkel #mortgageBroker
