An AI masterclass with Hayden Smith from Pearler

An AI masterclass with Hayden Smith from Pearler

Author: Rask July 15, 2026 Duration: 52:29
In this Australian Investors Podcast episode, Owen Rask sits down with Hayden Smith, CTO at Pearler, for a practical masterclass on what AI actually is, why it matters for investors, and where the real money may be made across the supply chain. Rather than stopping at ChatGPT headlines, Owen and Hayden break the theme into layers: transformers, data centres, GPUs, memory, networking, cooling, electricity and the raw materials that keep the whole machine running. They explain why AI is not one stock or one app, but a chain of businesses that stretches from software giants like OpenAI, Google and Microsoft through to chip leaders like NVIDIA and the infrastructure companies supporting them. The conversation also brings the investing lens back to earth. Hayden explains why broad exposure still beats heroic single-stock bets for most people, while Owen walks through ETFs investors are already using to get exposure, including IVV, VGS, NDQ, FANG and AINF. Along the way, they talk about bubbles, bottlenecks, valuation risk and why some of the best opportunities may sit in the less glamorous parts of the stack. They also explore what AI could mean for Australian jobs and why much of the value may flow to US-listed businesses. If you want to understand how AI works, where the economic value might accrue and how to think about investing without getting swept up in hype, this episode gives you a clear framework to start with. Episode resources – Buy Gemma’s book “The Money Reset” – Speak with the Rask Advice team – Ask a question (select the Finance podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Get 50% off your first two months using PocketSmith – Whatever comes next for your business, power it with Stripe EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers Rask resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Navigating the financial landscape can feel overwhelming, but Australian Finance Podcast cuts through the noise with grounded, practical advice tailored for life in Australia. Hosted by Owen Rask, the Chief Investment Officer, and Gemma Mitchell, a Senior Financial Adviser, conversations on this podcast feel less like a lecture and more like a direct chat with experts who genuinely want you to succeed. Each episode is built around actionable strategies-whether it's about restructuring debt, understanding investment vehicles, or tax efficiency-that you can apply immediately, not just abstract theories. The focus is on building the confidence to make informed decisions with your money, aiming for a future where your finances support the life you want to live, rather than dictating it. For those just beginning their journey, the hosts suggest diving into their foundational "Starter Pack" series to build a solid base of knowledge. This isn't about get-rich-quick schemes; it's a steady, educational companion for developing lasting financial health. Tune in for a straightforward blend of market insights, personal finance management, and long-term wealth-building principles, all delivered with a clear Australian context. The Australian Finance Podcast from Rask is that reliable resource for turning financial complexity into manageable, actionable steps.
Author: Language: English Episodes: 50

Australian Finance Podcast
Podcast Episodes
Bad financial advice, offset vs redraw & buying your first home [not-audio_url] [/not-audio_url]

Duration: 43:37
In this episode of the Australian Finance Podcast, Gemma Mitchell is joined by Milli Russell for a practical Q&A covering some of the money questions that can feel small in the moment but have a huge impact over time. Th…
The real cost of childcare, school choices and family planning [not-audio_url] [/not-audio_url]

Duration: 42:24
In this episode of Australian Finance Podcast, Gemma Mitchell sits down with Jason Leong from PocketSmith to unpack one of the biggest pressure points for modern households: childcare and education costs. Using PocketSmi…
Rewind: Investment hacks & financial hot takes [not-audio_url] [/not-audio_url]

Duration: 47:28
This Rask Rewind episode is pulled from the Australian Finance Podcast archives, with plenty of timeless money lessons worth revisiting. Investment hacks, AI fears, Debt recycling, family trusts & whether you really need…
How do I fix my finances? 5 simple steps to take control [not-audio_url] [/not-audio_url]

Duration: 55:12
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell dive into money coaching, financial advice, and the simple 5-step framework anyone can use to take control of their finances. They cover…
Matt Raad on buying websites and online businesses to build wealth [not-audio_url] [/not-audio_url]

Duration: 50:28
In this episode of the Australian Finance Podcast, Gemma Mitchell sits down with website investor and digital business educator Matt Raad to explore a different way Australians can think about building wealth. Instead of…