Friday Q&A: Blended family finances, weekly mortgage payments & super myths

Friday Q&A: Blended family finances, weekly mortgage payments & super myths

Author: Rask June 12, 2026 Duration: 44:35
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell answer listener questions and give an update on the Finders Keepers $10,000 Challenge. They cover: – Managing money fairly in blended families – Whether weekly mortgage repayments actually save interest – How offset accounts change the equation – When it makes sense to consolidate super funds – The differences between AustralianSuper and REST – What a condition of release really means for super access – Whether a statutory declaration is enough to access your super legally If you like this Australian Finance Podcast episode, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics covered – Finders Keepers $10,000 Challenge update – Managing money in blended families – What’s “fair” when children aren’t biologically shared – Shared expenses vs separate expenses in relationships – Weekly vs monthly mortgage repayments explained – How interest is calculated on home loans – Offset accounts and repayment frequency – Should you consolidate old super funds? – Comparing AustralianSuper and REST – Fees, insurance & investment options in super – What is a condition of release? – Can you access super with a statutory declaration? – How super funds verify eligibility for release Episode resources – Buy Gemma’s book “The Money Reset” – Speak with the Rask Advice team – Ask a question (select the Finance podcast) Show partner resources – View Betashares range of funds – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Get 50% off your first two months using PocketSmith Rask resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Navigating the financial landscape can feel overwhelming, but Australian Finance Podcast cuts through the noise with grounded, practical advice tailored for life in Australia. Hosted by Owen Rask, the Chief Investment Officer, and Gemma Mitchell, a Senior Financial Adviser, conversations on this podcast feel less like a lecture and more like a direct chat with experts who genuinely want you to succeed. Each episode is built around actionable strategies-whether it's about restructuring debt, understanding investment vehicles, or tax efficiency-that you can apply immediately, not just abstract theories. The focus is on building the confidence to make informed decisions with your money, aiming for a future where your finances support the life you want to live, rather than dictating it. For those just beginning their journey, the hosts suggest diving into their foundational "Starter Pack" series to build a solid base of knowledge. This isn't about get-rich-quick schemes; it's a steady, educational companion for developing lasting financial health. Tune in for a straightforward blend of market insights, personal finance management, and long-term wealth-building principles, all delivered with a clear Australian context. The Australian Finance Podcast from Rask is that reliable resource for turning financial complexity into manageable, actionable steps.
Author: Language: English Episodes: 50

Australian Finance Podcast
Podcast Episodes
How to invest in your 30s - ETF starter portfolio [not-audio_url] [/not-audio_url]

Duration: 40:07
Your 30s can be one of the most important decades for building wealth, but they can also be one of the messiest. A mortgage, family plans, career pressure and day-to-day cash flow can make investing feel a lot more compl…
How to start investing in ETFs: Step-by-step beginner guide [5/5] [not-audio_url] [/not-audio_url]

Duration: 41:47
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell wrap up the ETF mini-series by showing you exactly how to get started. After learning what ETFs are, how they work, how to research them…
How to build your ETF portfolio: Simple strategies that work [4/5] [not-audio_url] [/not-audio_url]

Duration: 33:16
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell continue the ETF mini-series by helping you actually build your ETF portfolio. After learning what ETFs are, how they work, and how to r…
How to research ETFs: The ultimate beginner checklist [3/5] [not-audio_url] [/not-audio_url]

Duration: 54:30
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell continue the ETF mini-series by showing you how to research and compare ETFs like a pro. After learning what ETFs are and how they work…
What does the federal budget mean for your money, property & super? [not-audio_url] [/not-audio_url]

Duration: 57:47
What does the 2026 Federal Budget actually mean for your money once you cut through the noise? In this Australian Finance Podcast Q&A, Owen Rask and Gemma Mitchell unpack the biggest proposed changes and explain what the…
What is an ETF? Beginner guide to investing in ETFs [1/5] [not-audio_url] [/not-audio_url]

Duration: 36:37
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell kick off a 5-part ETF investing mini-series by breaking down what ETFs actually are and why they’ve become so popular. Over this series,…
Christian Hull’s Hot-Mess Money Makeover: Where to Start [not-audio_url] [/not-audio_url]

Duration: 55:02
In this Australian Finance Podcast episode, your host Gemma Mitchell kicks off Episode 1 of the Christian Hull ‘Hot-Mess Money Makeover’ coaching series. With over six million followers, Christian Hull is no stranger to…
Super vs property vs ETFs: What should you focus on? [not-audio_url] [/not-audio_url]

Duration: 47:46
In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell unpack more listener questions around investing strategy, superannuation, and navigating today’s economic environment. They cover: – How…