More Buyers Approved for Loans, FSD Goes Subscription-Only, Loyalty Expectations Rise

More Buyers Approved for Loans, FSD Goes Subscription-Only, Loyalty Expectations Rise

Author: More Than Cars Media Network January 15, 2026 Duration: 10:43
Shoot us a Text. Episode #1244: Today we're talking about Tesla's FSD flip to subscription-only, the continued softening of auto credit conditions, and a loyalty report that says your customers are expecting way more. Show Notes with links: The Dealertrack Credit Availability Index closed out December at 99.6—its highest reading of 2025 and the strongest level since October 2022. It marks a continued return to pre-pandemic credit conditions, capping off a yearlong trend of eas...

Every weekday, Paul J Daly and Kyle Mountsier get behind the mic for Automotive State of The Union, cutting through the noise of the daily news cycle. This isn't about recapping headlines; it's about finding the critical links between what's happening on dealership lots, in broader retail trends, across the tech landscape, and within our wider culture. The conversation is built for action, designed to give those steering the automotive industry the clarity and perspective needed to make decisive moves. You'll hear them break down how a shift in consumer behavior or a new software platform actually impacts the day-to-day reality of moving metal and serving customers. From the More Than Cars Media Network, this daily podcast serves as a vital briefing for anyone with a stake in the automotive world-whether you're managing a single rooftop, overseeing a large group, developing a new brand strategy, or supplying the industry. Tune in for a direct, unfiltered take on the forces reshaping how cars are sold and serviced, delivered with the energy and insight that turns information into a practical advantage.
Author: Language: en-us Episodes: 100

Automotive State of The Union
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