Banks Can't Wait on AI, Former OCC Chief Hsu Says

Banks Can't Wait on AI, Former OCC Chief Hsu Says

Author: IntraFi April 22, 2026 Duration: 43:45
Banking with Interest
NewsBusinessPolitics

Mike Hsu, the former acting Comptroller of the Currency, explains how waiting to adopt artificial intelligence has become a risk for banks and their regulators. He discusses why AI does not fit neatly into existing risk frameworks, how agentic AI is changing the cyber threat landscape, and why both banks and supervisors need to get more hands-on with the technology.


Behind every financial headline and regulatory shift, there's a deeper story about how banks operate and adapt. Banking with Interest, produced by IntraFi, digs into that story. Hosted by Rob Blackwell, an award-winning former journalist with over twenty years of expertise, this podcast goes beyond surface-level news to explore the intricate policy changes actively reshaping the banking landscape. Each episode provides a clear-eyed analysis of what new regulations, legislative proposals, and economic trends actually mean for the industry. You'll hear thoughtful conversations with key figures and experts, offering a forward-looking perspective on pending challenges that haven't yet made the front page. It’s designed for professionals within financial services, from executives to analysts, who need context as much as they need information. The discussions are substantive yet accessible, turning complex topics into understandable insights. If you're looking for a reliable source to navigate the intersection of finance, business, and politics, this podcast serves as an essential guide. Tune in for a nuanced take on the forces defining the future of banking.
Author: Language: English Episodes: 100

Official website RSS
spotify
Banking with Interest
Podcast Episodes
Inside the Conviction of SBF – And What It Means for Crypto, Banks [not-audio_url] [/not-audio_url]

Duration: 41:03
Zeke Faux, an investigative reporter for Bloomberg and the author of "Number Go Up: Inside Crypto's Wild Rise and Staggering Fall," goes behind the scenes on Sam Bankman Fried's conviction last week, including his interv…
The Case Against a U.S. Retail CBDC [not-audio_url] [/not-audio_url]

Duration: 41:59
Christina Skinner, assistant professor at The Wharton School of the University of Pennsylvania, talks about why a potential U.S. central bank digital currency "opens a Pandora's Box" of questions about the role of the Fe…
Everything Banks Need to Know about the Final CRA Rule [not-audio_url] [/not-audio_url]

Duration: 22:49
Ebrima Sanneh, who covers the federal banking agencies for the American Banker, breaks down the final rule setting out new standards under the Community Reinvestment Act. He tackles how the rule changed from the proposal…
The CFPB Is Here to Stay, So What's Next? [not-audio_url] [/not-audio_url]

Duration: 32:49
Now that the Consumer Financial Protection Bureau appears likely to survive a Supreme Court challenge, will the agency be emboldened to push its powers further? Or will it be reined in by other forces? Evan Weinberger, w…
Community Bankers Are Tired of Being Jerked Around [not-audio_url] [/not-audio_url]

Duration: 34:12
Steve Scurlock, the head of government relations at the Independent Bankers Association of Texas, talks about the "whipsaw" effect on community banks of regulatory changes that rapidly shift with the change of administra…
End of an Era: Deposit Gathering Near Rate Cycle Peak [not-audio_url] [/not-audio_url]

Duration: 42:28
Matt Pieniazek, president of Darling Consulting, and Dave Koch, managing director of advisory services with Abrigo, discuss strategies for banks to navigate the challenging deposit market as the Fed nears the end of its…
Are Bank Regulators Overstepping Their Legal Authority? [not-audio_url] [/not-audio_url]

Duration: 44:08
Jonathan Gould, partner with Jones Day and a former general counsel of the Office of the Comptroller of the Currency, makes a case that the federal banking agencies are increasingly pushing the envelope even as courts be…
The Case Against Higher Bank Capital Requirements [not-audio_url] [/not-audio_url]

Duration: 35:37
Kevin Fromer, president and CEO of the Financial Services Forum, details why the big banks are pushing back vigorously against a new proposal to raise capital at the largest institutions by 20%, arguing it is unnecessary…
Have We Learned the Wrong Lessons From SVB's Failure? [not-audio_url] [/not-audio_url]

Duration: 37:08
Steven Kelly, associate director of research at the Yale Program on Financial Stability, pushes back on multiple narratives about why SVB failed and what policymakers should do to prevent another collapse like it. He als…

«1...678910