End of an Era: Deposit Gathering Near Rate Cycle Peak

End of an Era: Deposit Gathering Near Rate Cycle Peak

Author: IntraFi September 26, 2023 Duration: 42:28

Matt Pieniazek, president of Darling Consulting, and Dave Koch, managing director of advisory services with Abrigo, discuss strategies for banks to navigate the challenging deposit market as the Fed nears the end of its rate hike cycle. Will the Fed raise rates again, how long will rates stay high and how best can banks prepare?


Behind every financial headline and regulatory shift, there's a deeper story about how banks operate and adapt. Banking with Interest, produced by IntraFi, digs into that story. Hosted by Rob Blackwell, an award-winning former journalist with over twenty years of expertise, this podcast goes beyond surface-level news to explore the intricate policy changes actively reshaping the banking landscape. Each episode provides a clear-eyed analysis of what new regulations, legislative proposals, and economic trends actually mean for the industry. You'll hear thoughtful conversations with key figures and experts, offering a forward-looking perspective on pending challenges that haven't yet made the front page. It’s designed for professionals within financial services, from executives to analysts, who need context as much as they need information. The discussions are substantive yet accessible, turning complex topics into understandable insights. If you're looking for a reliable source to navigate the intersection of finance, business, and politics, this podcast serves as an essential guide. Tune in for a nuanced take on the forces defining the future of banking.
Author: Language: English Episodes: 100

Banking with Interest
Podcast Episodes
"The Most Contentious Fight in Washington Right Now" [not-audio_url] [/not-audio_url]

Duration: 35:45
Richard Hunt, executive chair of the Electronic Payments Coalition, talks about the battle over Capital One buying Discover, how it connects to the Durbin amendment's restrictions on debit interchange fees, and why the f…
How Banks Can Win the Battle for Deposits [not-audio_url] [/not-audio_url]

Duration: 34:18
Neil Stanley, CEO of the CorePoint, offers strategies and products banks can use to attract and retain deposits in a highly competitive deposit environment.
Are We Headed for Another Regional Bank Crisis? [not-audio_url] [/not-audio_url]

Duration: 23:57
After a prominent regional bank slashed its dividend amid unexpected losses related to office commercial real estate loans, some in the media are raising fears that another round of failures could be in the offing. Jaret…
Why the War Over "Junk" Fees Has Heated Up [not-audio_url] [/not-audio_url]

Duration: 25:03
Kate Berry, who covers the CFPB for American Banker, goes behind the scenes on the consumer agency's latest proposals to limit overdraft fees and institute new limits around nonsufficient funds transactions.
The "Existential" CFPB Plan Banks Should Care About [not-audio_url] [/not-audio_url]

Duration: 33:25
John Pitts, head of policy for Plaid, argues a new CFPB open-data proposal could transform the financial services industry. He says bankers, many of whom are skeptical of the plan, could see significant opportunities, in…
Would Banks Win a Lawsuit Against the Basel III Capital Plan? [not-audio_url] [/not-audio_url]

Duration: 33:06
Greg Baer, CEO of the Bank Policy Institute, makes the case that regulators did not follow the law when they proposed new capital standards for the biggest banks by failing to provide adequate analysis and data. He detai…
The Road Ahead for Community Banks in 2024 [not-audio_url] [/not-audio_url]

Duration: 40:54
Derek Williams, chairman of ICBA and President and CEO of Century Bank & Trust in Milledgeville, Georgia, talks about the challenges and opportunities for community banks as they head into a new year, including how he se…
Attack of the (Voice) Clones: The Perils of AI for Banks [not-audio_url] [/not-audio_url]

Duration: 35:35
As AI becomes more prevalent, what are the risks to banks and consumers, particularly as software can now allow fraudsters to imitate a person's voice? Emily Flitter, reporter for the New York Times, talks about the grow…