Bitpanda's Mathieu Henry: Why Europe's Crypto Goes Mainstream by 2028

Bitpanda's Mathieu Henry: Why Europe's Crypto Goes Mainstream by 2028

Author: Bitcoin.com April 22, 2026 Duration: 18:58

Is Europe on a countdown clock? Bitpanda's Enterprise lead for France, Mathieu Henry, thinks so — and he's marking 2028 as the year crypto becomes fully commoditized across the continent.

Mathieu sits down with David Sencil and Alexander Richardson at Paris Blockchain Week to talk about why MiCA pulled banks off the sidelines, how Bitpanda quietly runs the full crypto stack behind Lydia (France's 8M-user payments app), and why the biggest remaining blocker to institutional adoption isn't regulation — it's trust.


We cover:

- Why crypto will be fully commoditized in Europe by mid-2028

- How Bitpanda powers Lydia's crypto product end-to-end

- The B2B pivot reshaping Bitpanda's business

- What the latest AFD report reveals about French crypto adoption

- How MiCA actually changed the institutional calculus

- The real blocker: trust between crypto-native players and banks

- Where Europe stands vs the US and Hong Kong


Filmed at Paris Blockchain Week.

Host: David Sencil | Co-host: Alexander Richardson


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Author: Language: en-us Episodes: 100

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