219 – Avoiding Debt Problems After a Personal Injury

219 – Avoiding Debt Problems After a Personal Injury

Author: Doug Hoyes November 10, 2018 Duration: 33:34

Being injured or in an accident can have broad reaching financial implications. In addition to the costs of care, you can lose income if you are off work and may incur additional legal costs. Finding ways to recover some of those expenses can help you avoid the debt problems that can occur after an injury. Our guest, personal injury lawyer Lisa Morell, explains when you might want to talk to a personal injury lawyer to review your benefit options.


Doug Hoyes sits down each week with a different specialist to untangle the complicated feelings and hard numbers around owing money. The conversations in Debt Free in 30 move beyond simple scare tactics or dry theory, focusing instead on actionable strategies for managing debt, rebuilding savings, and making informed investing choices. You’ll hear from trustees, financial planners, and counselors who explain concepts in plain language, stripping away the industry jargon that often leaves people feeling overwhelmed. Whether it’s navigating a consumer proposal, understanding credit scores, or starting to invest with a tight budget, this podcast provides a clear-eyed look at the steps toward financial stability. Doug’s approach is grounded and pragmatic, reflecting his deep expertise in the field, making each episode feel like a direct consultation with a knowledgeable guide. Tuning in regularly offers a consistent source of demystified advice, turning what can be a stressful topic into a manageable process. It’s that blend of expert insight and relatable conversation that defines this particular personal finance podcast.
Author: Language: English Episodes: 500

Debt Free in 30
Podcast Episodes
434 –  Are You Living Real Life Like It's The Virtual World? [not-audio_url] [/not-audio_url]

Duration: 13:56
We spend a lot of our time in the virtual world these days – on our phones, apps, social media – and sometimes the line between virtual reality and physical reality gets blurred. Sometimes even to the point where we make…
433 –  Credit Card Spending is Back Up – Avoid Debt Trouble [not-audio_url] [/not-audio_url]

Duration: 31:05
For the last 30 years, credit card debt has been going up. In November 1990, Canadian households owed $9.8 billion on their credit cards. Today, they owe nearly $90 billion. Why has credit card spending surged in the las…
432 –  Pension Protection Law in the Works? [not-audio_url] [/not-audio_url]

Duration: 31:20
If a company goes bankrupt, should the employees lose their pension or have their benefits reduced? No, of course not. But it has happened. There is new legislation before Parliament to protect pensions, but will it have…
431 –  Loan Affordability: What To Know Before You Borrow [not-audio_url] [/not-audio_url]

Duration: 28:59
At some point in life, you're going to need a loan. But before you sign on the dotted line for a loan, figure out if you can afford it. How? That's the focus on today's podcast. Ted Michalos is back to share practical ad…
430 –  Are Credit Cards Right For Credit Repair? [not-audio_url] [/not-audio_url]

Duration: 30:59
We need good credit to get things like an apartment or a cell phone or to qualify for an affordable loan. But what if you've struggled with managing credit and now have bad credit? Is a credit card the solution to fixing…
429 –  Credit Card Installment Plans – What's The Risk? [not-audio_url] [/not-audio_url]

Duration: 29:11
Some credit card issuers like CIBC and Canadian Tire now offer installment plans for specific credit card purchases. This means that if you buy something expensive, you may be able to spread the payments on it and pay le…
428 –  Banks Can Take Your Money Without Warning (Right of Offset) [not-audio_url] [/not-audio_url]

Duration: 32:21
Some of our clients get the unhappy surprise of seeing a zero-dollar balance in their bank accounts because the bank took their money. Yes, this is legal. It's called the right of offset. If you owe the bank money and yo…
427 –  How to Have an Affordable Christmas This Year [not-audio_url] [/not-audio_url]

Duration: 31:55
The price of everything has shot up. Christmas is going to be much more expensive this year because of record inflation… but does it really have to be? How can you avoid overspending this holiday season? The key is to st…
SPECIAL: What's The Point of Financial Literacy Today? [not-audio_url] [/not-audio_url]

Duration: 5:15
It's that time of the year again – Financial Literacy Month (2022). Is there any point to it? Is Financial Literacy Month just an excuse for the Big Banks and credit card companies to market more debt to you? Doug Hoyes…
426 –  What If You Can't Renew Your Mortgage? [not-audio_url] [/not-audio_url]

Duration: 31:25
Mortgage rates are up, and real estate prices are down. What does this mean for you if you're renewing your mortgage? Can your bank decline your renewal and what are your options if they do? On today's podcast, Ted Micha…