219 – Avoiding Debt Problems After a Personal Injury

219 – Avoiding Debt Problems After a Personal Injury

Author: Doug Hoyes November 10, 2018 Duration: 33:34

Being injured or in an accident can have broad reaching financial implications. In addition to the costs of care, you can lose income if you are off work and may incur additional legal costs. Finding ways to recover some of those expenses can help you avoid the debt problems that can occur after an injury. Our guest, personal injury lawyer Lisa Morell, explains when you might want to talk to a personal injury lawyer to review your benefit options.


Doug Hoyes sits down each week with a different specialist to untangle the complicated feelings and hard numbers around owing money. The conversations in Debt Free in 30 move beyond simple scare tactics or dry theory, focusing instead on actionable strategies for managing debt, rebuilding savings, and making informed investing choices. You’ll hear from trustees, financial planners, and counselors who explain concepts in plain language, stripping away the industry jargon that often leaves people feeling overwhelmed. Whether it’s navigating a consumer proposal, understanding credit scores, or starting to invest with a tight budget, this podcast provides a clear-eyed look at the steps toward financial stability. Doug’s approach is grounded and pragmatic, reflecting his deep expertise in the field, making each episode feel like a direct consultation with a knowledgeable guide. Tuning in regularly offers a consistent source of demystified advice, turning what can be a stressful topic into a manageable process. It’s that blend of expert insight and relatable conversation that defines this particular personal finance podcast.
Author: Language: English Episodes: 500

Debt Free in 30
Podcast Episodes
345 –  Avoid These Common Mistakes That Can Sabotage Your Budget [not-audio_url] [/not-audio_url]

Duration: 33:34
You have a budget, and you try to stay within it, but a lack of planning leads you to overspend. This is one of the most common ways people sabotage their own budgets. On today's podcast, credit counsellor Diane Cunha an…
344 –  Human Trafficking and Financial Fraud: A Survivor's Story [not-audio_url] [/not-audio_url]

Duration: 32:57
You may think that human trafficking is something that only happens in countries outside of Canada, or only happens to poor people, or recent immigrants. That is not the case. Most police reported cases in Ontario are gi…
342 –  How to Save Money Without Losing Your Motivation [not-audio_url] [/not-audio_url]

Duration: 33:43
Having a savings fund helps you avoid a lot of financial headache in the event of an emergency. The trouble is, how do you get started on saving if cash is tight? On today's podcast, Certified Credit Counsellor Diane Cun…
339 –  Car Loans Keeping You Broke? Here's What To Do [not-audio_url] [/not-audio_url]

Duration: 28:24
For many people, a car is a necessary expense to get to work and run errands. But what if you unintentionally bought too much car and your car loan is now creating financial problems? What are your options? Is it possibl…
338 –  The Pandemic Debtor: Older and Going Bankrupt [not-audio_url] [/not-audio_url]

Duration: 26:53
The Hoyes Michalos 2020 Bankruptcy Study revealed that for the first time in four years insolvencies shifted back to an older demographic. The share of insolvencies among those 50 and older increased from 28% in 2019 to…
337 –  What Credit Utilization Rate is Best for Your Credit Score? [not-audio_url] [/not-audio_url]

Duration: 29:45
One of the simplest ways to increase your credit score is to lower your credit utilization. But how do you do that? And what utilization percentage is optimal? On today's podcast, Certified Credit Counsellor Diane Cunha…