616 - The Financial Impact of a Crisis - Building Resilience

616 - The Financial Impact of a Crisis - Building Resilience

Author: Doug Hoyes June 20, 2026 Duration: 30:41

Learn how to survive a financial crisis by building resilience and strengthening your personal finance foundation. This conversation provides practical steps to prepare for economic instability. We discuss the core principles of protecting your assets and maintaining stability during uncertain times. Whether you are concerned about market volatility or personal budget security, this discussion offers a clear perspective on how to build financial resilience effectively. We break down the mindset and tactical adjustments necessary to weather a storm. Implementing these money management strategies can help you maintain control over your future. We examine why proactive planning is the most effective tool for financial crisis survival and how to adjust your habits before trouble starts. Subscribe for weekly personal finance tips and comment below with your biggest worry regarding the current economy.

Related Links:

What Many Canadians Still Get Wrong About Debt:

https://youtu.be/VS50UtDNWRA

The Dangers Of Installment Loans: 

https://youtu.be/fmN23pIWbWg

Behind on Payments? Here's What To Pay First: 

https://youtu.be/1oVaraaWaH4

Warning Signs You Have Too Much Debt & How To Deal With It: 

https://www.hoyes.com/blog/15-warning...

Our Free Online Budgeting Course: 

https://courses.hoyes.com/courses/how...


Doug Hoyes sits down each week with a different specialist to untangle the complicated feelings and hard numbers around owing money. The conversations in Debt Free in 30 move beyond simple scare tactics or dry theory, focusing instead on actionable strategies for managing debt, rebuilding savings, and making informed investing choices. You’ll hear from trustees, financial planners, and counselors who explain concepts in plain language, stripping away the industry jargon that often leaves people feeling overwhelmed. Whether it’s navigating a consumer proposal, understanding credit scores, or starting to invest with a tight budget, this podcast provides a clear-eyed look at the steps toward financial stability. Doug’s approach is grounded and pragmatic, reflecting his deep expertise in the field, making each episode feel like a direct consultation with a knowledgeable guide. Tuning in regularly offers a consistent source of demystified advice, turning what can be a stressful topic into a manageable process. It’s that blend of expert insight and relatable conversation that defines this particular personal finance podcast.
Author: Language: English Episodes: 50

Debt Free in 30
Podcast Episodes
630 – Maxed Out? The Real Problem Isn't Your Credit Limit [not-audio_url] [/not-audio_url]

Duration: 30:23
What does it really mean when you max out your credit card? A maxed-out card may look like a credit problem, but often the real issue is cash flow: you're spending more each month than you have available, and credit is f…
628 - Only 780 Trustees for 40 Million Canadians: What It Takes [not-audio_url] [/not-audio_url]

Duration: 31:14
What does it actually take to become a Licensed Insolvency Trustee (LIT) in Canada? Hint: It's not just a quick course and a quick test. In this episode, Doug Hoyes welcomes back Charlie Kovacs to the studio for his firs…
627 - The Most Dangerous Thing About Debt? — You've Given In [not-audio_url] [/not-audio_url]

Duration: 30:30
Are you making every payment on time but your credit card balance never moves? You're not managing debt — you're just managing cash flow. In the Season 13 premiere of Debt Free in 30, Doug Hoyes, explains the most danger…
625 - Best Of Day-To-Day Debt Management Advice [not-audio_url] [/not-audio_url]

Duration: 21:23
Day-to-day debt shouldn't control your life — but for a lot of Canadians, it does. In this special 20-minute compilation of Debt Free in 30, Licensed Insolvency Trustee Doug Hoyes pulls the most practical, replay-worthy…
624 - The Best Mortgage and Housings Advice From Our Experts [not-audio_url] [/not-audio_url]

Duration: 29:46
Are you prepared for the mortgage renewal cliff? Learn how the 2026 renewal cycle might affect your household budget and finances. Doug Hoyes explains the reality of the upcoming mortgage renewal cliff and why 2026 is be…
623 - Best Of Tough Debt Decisions [not-audio_url] [/not-audio_url]

Duration: 26:30
Are you struggling with financial tightness despite making all your minimum payments? Learn how to break the cycle of debt today with our cleverly constructed Best Of Compilation. Financial stress can persist even when y…
622 – What I Told Parliament About Canada's Debt Crisis [not-audio_url] [/not-audio_url]

Duration: 33:29
What happens when a Licensed Insolvency Trustee gets five minutes to tell Parliament what's really happening with debt in Canada? Doug Hoyes shares his firsthand experience testifying before the House of Commons Standing…
621 - Is The Lure of Convenience Spending Blowing Your Budget? [not-audio_url] [/not-audio_url]

Duration: 30:37
Avoid the convenience spending trap and stop accidental debt. Learn how small everyday habits trap you in financial stress and how to break free. This podcast episode from Debt Free 30 explores the hidden dangers of the…