Debt Free in 30

Debt Free in 30

Author: Doug Hoyes Language: English Episodes: 500
Doug Hoyes sits down each week with a different specialist to untangle the complicated feelings and hard numbers around owing money. The conversations in Debt Free in 30 move beyond simple scare tactics or dry theory, focusing instead on actionable strategies for managing debt, rebuilding savings, and making informed investing choices. You’ll hear from trustees, financial planners, and counselors who explain concepts in plain language, stripping away the industry jargon that often leaves people feeling overwhelmed. Whether it’s navigating a consumer proposal, understanding credit scores, or starting to invest with a tight budget, this podcast provides a clear-eyed look at the steps toward financial stability. Doug’s approach is grounded and pragmatic, reflecting his deep expertise in the field, making each episode feel like a direct consultation with a knowledgeable guide. Tuning in regularly offers a consistent source of demystified advice, turning what can be a stressful topic into a manageable process. It’s that blend of expert insight and relatable conversation that defines this particular personal finance podcast.
Episodes
275 – The Huge Business of Marketing [not-audio_url] [/not-audio_url]

Duration: 29:36
Robert Brown, author of Wealthing Like Rabbits, returns for his sixth appearance on the podcast, where we discuss marketing in its many forms. Cross selling, upselling and reselling are happening all the time, and we oft…
274 – Understanding the Retail Apocalypse with Stephanie Hughes [not-audio_url] [/not-audio_url]

Duration: 30:01
Over 600 big name store locations have closed in Canada in the last three years, resulting in over 17,000 lost jobs, and that doesn't include hundreds more small stores that have shut down. Is this just the impact of Ama…
273 – Debt and The Sunk Cost Fallacy [not-audio_url] [/not-audio_url]

Duration: 20:00
The Sunk Cost Fallacy is easy to understand: you've spent the money, it's gone, but you keep on doing what you're doing, whether or not it makes sense, because you've spent the money. You go to a restaurant and eat every…
272 – Managing the Cost of Kids' Sports [not-audio_url] [/not-audio_url]

Duration: 16:07
On today's podcast we've got two hockey parents: Kristen Kral, a credit counsellor in our Brantford office, and Rebecca Martyn, our Windsor trustee, who give their thoughts on how to save money on kid's sports (particula…
271 - TFSA, RRSP and Debt [not-audio_url] [/not-audio_url]

Duration: 37:16
It's amazing how many of my client are confused about the difference between a TFSA and an RRSP, so today Ian Martin and I go through the basics. But isn't this a podcast about debt? Yes it is, so we also discuss what ha…
270 - The Fable of the 20 Dollar Bill [not-audio_url] [/not-audio_url]

Duration: 17:41
It's the start of Financial Literacy Month in Canada, so instead of following the crowd and telling you to make a budget (which is the most common suggestion you will hear this month), I will go a different route and tel…
269 – Which Bank Should You Use? [not-audio_url] [/not-audio_url]

Duration: 30:46
We advise our clients to open a new bank account at a new bank where they don't owe any money, before filing a consumer proposal or bankruptcy, to ensure that their money is not "accidentally" seized by a creditor. It's…
268 – No Good Deed Goes Unpunished [not-audio_url] [/not-audio_url]

Duration: 20:57
Ted Michalos often says "no good deed goes unpunished". What does he mean by that? Does he have a negative view of humanity? On today's show he gives examples to illustrate his point, and we give practical advice on how…