Before We Launch: Inflation, Flood Insurance Deadlines, and Your Money Questions

Before We Launch: Inflation, Flood Insurance Deadlines, and Your Money Questions

Author: Ralph V. Estep, Jr. August 31, 2026 Duration: 58:04

Gas is up almost 30% from last year, my flood insurance deadline is closer than I thought, and my paycheck isn't doing what I assumed. This is a preview before our daily live show later today at 11:30 AM Eastern.

I'm Ralph Estep Jr., a licensed public accountant with 30 years in the business, and I'm joined by my cohost Juliet Chuang. Starting today, we're live every weekday at 11:30 AM Eastern talking about money without the shame.

Takeaways:

  • Inflation affects different expenses differently; gas and groceries may hit harder than the reported average.
  • If you're in a flood zone, make sure to check your flood insurance before the deadline hits.
  • Understanding your credit report is crucial; errors can cost you, so check it regularly.
  • If you're self-employed, set aside 25-30% of your income for taxes to avoid surprises later.
  • Car insurance premiums can drop, but if yours hasn’t, it's time to shop around and save some cash.
  • Be proactive with your finances; start a separate account for tax savings to simplify your money management.

You can also watch this on YouTube: https://youtu.be/9OzcGs_cNXo

Watch us live today at 11:30 AM Eastern: becomingfinanciallyconfident.com/live

Got a money question? Send it to me: becomingfinanciallyconfident.com

Links referenced in this episode:


Companies mentioned in this episode:

  • FEMA
  • TransUnion
  • WalletHub
  • Law Depot
  • Valero


Ralph V. Estep, Jr. hosts Financially Confident Christian, a space where faith meets your bank statement. Recognized as a top Christian finance podcast, these conversations start from a simple, powerful idea: money is more than math-it's a matter of confidence, stewardship, and personal faith. If financial worry or shame has ever felt like a lonely cycle, this is a place to find solid ground. Ralph guides listeners through blending timeless Biblical wisdom with actionable, modern financial strategies. You'll hear practical advice on budgeting, debt, and building security, all framed within the context of Christian calling and generosity. The goal isn't just a better portfolio, but a more peaceful and purposeful relationship with the resources you've been given. This podcast sits uniquely at the intersection of spiritual growth and tangible self-improvement, making it a resource for anyone looking to align their financial life with their values. Each episode aims to replace anxiety with clarity and conviction, offering a path toward becoming a better manager of all that is entrusted to you. Tune in for honest talk that respects both your faith and your desire for real-world results.
Author: Language: English Episodes: 50

Becoming Financially Confident
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