#75 - Retirement Derailments: What You Need to Know to Stay on Track (Part 1)

#75 - Retirement Derailments: What You Need to Know to Stay on Track (Part 1)

Author: Full Swing Financial Planning February 14, 2025 Duration: 43:15
Cole and Baileigh discuss common mistakes and events that can derail a retirement. On today's episode: πŸ₯ Unexpected Life Events πŸ“Š Market Volatility 🎈 Inflation 🏈 Go Chiefs *** Asset allocation does not ensure a profit or protect against a loss. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 Β½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. *** At Full Swing Financial Planning, we are here to empower you to take control of your plan, your way, for your financial future! πŸ“© Contact Full Swing Financial Planning: Address: 1725 1st Ave S, Fort Dodge, IA 50501 Phone: 515-308-4545 Email Kole Petersen: Kole@fullswingfp.com Email Cole Jaeschke: Cole@fullswingfp.com Email Baileigh Ashbrook: Baileigh@fullswingfp.com 🌐 Follow Full Swing Financial Planning: Website: https://www.fullswingfinancial.com Facebook: https://www.facebook.com/fullswingfinancialplanning Linkedin: https://www.linkedin.com/company/full-swing-financial-planning/ YouTube: https://www.youtube.com/@HowToMoneyPodcast Kole Petersen: https://www.facebook.com/kolefullswingfinancialplanning Cole Jaeschke: https://www.facebook.com/colefullswingfinancialplanning Baileigh Ashbrook: https://www.facebook.com/baileighfullswingfinancialplanning This podcast is presented by Full Swing Financial Planning and is produced by Spin Markket + Digital (https://www.spinmarkket.com). #HowToMoney #FinancialLiteracy #MoneyTips #FinancialPlanning #InvestingForBeginners #WealthBuilding #RetirementPlanning #SmartInvesting #PersonalFinance #MoneyManagement #InvestingTips #FinancialEducation #FinancialIndependence #BudgetingTips #MoneyMondset #Investing101 #DebtFreeJourney

Fort Dodge financial planners Cole and Baileigh from Full Swing Financial Planning host How to Money with Cole & Baileigh, a podcast built on the belief that smart money management should feel accessible, not intimidating. This isn't about Wall Street jargon; it's a practical conversation from the heart of Iowa. You'll hear their straightforward advice on investing, not as a get-rich-quick scheme, but as a steady process for building security. They break down the steps for planning your financial future, offering actionable tips that listeners can adapt to their own goals, whether that's buying a home, saving for education, or preparing for retirement. The dialogue expands beyond personal finance as they regularly sit down with local entrepreneurs, delving into the real-world financial triumphs and challenges of running a business. The result is a well-rounded perspective on money that blends personal strategy with community-driven insights. New episodes of this grounded podcast arrive every other Friday, providing a consistent dose of clarity and encouragement for anyone looking to take a more confident swing at their finances.
Author: Language: English Episodes: 50

How to Money with Cole & Baileigh
Podcast Episodes
#95 - Stop Ignoring Your 401(k): What You Really Need to Know [not-audio_url] [/not-audio_url]

Duration: 47:35
Have you ever had questions about your 401(k)? The end of the year is the ideal time to ensure you are well-positioned for success in the years to come. On today's episode: 🀝 Employer Match βš–οΈ Traditional vs. Roth πŸ‘¨β€πŸ’Ό Re…
#94 - Top 20 Googled Financial Questions Answered [not-audio_url] [/not-audio_url]

Duration: 54:42
Have you ever wondered what the answers are to the most Googled financial questions? This week, Cole and Baileigh answer these questions and more. On today's episode: πŸŽƒ Halloween Recap βš–οΈ What are Stocks? πŸ‘Ά How Do I Teac…
#93 - Your 2025 Year End Money Guide: How to Be Ready for 2026 [not-audio_url] [/not-audio_url]

Duration: 35:38
Cole and Baileigh discuss the importance of a year-end review of your finances. The holidays are coming up, and 2026 is just around the corner. Do you have your finances in order? On today's episode: πŸ—“οΈ Finishing 2025 St…
#92 - Are You On Track to Be a Millionaire? Here's How to Find Out [not-audio_url] [/not-audio_url]

Duration: 45:49
Many of us have thought about how neat it would be to be a millionaire, but few of us have considered the common steps that many people take to achieve this goal. On today's episode: πŸ‚ October in Iowa 🏈 Football Season πŸš—β€¦
#91 - More Than Money: Eddie Thompson on Legacy, Values, & Planning Ahead [not-audio_url] [/not-audio_url]

Duration: 47:33
Eddie Thompson joins us this week to discuss his estate planning strategy, which focuses on legacy, values, & planning ahead. On today's episode: πŸ—“οΈ Planning Ahead βš–οΈ Assessing Value πŸ’° Estates πŸ§‘β€πŸ§‘β€πŸ§’β€πŸ§’ Passing Along Famil…
#90 - Financial Roadmap: Net Worth, Retirement, & Moving Forward [not-audio_url] [/not-audio_url]

Duration: 46:36
This week, Cole and Baileigh are discussing financial roadmaps. On today's episode: πŸš— A Roadmap for your finances βš–οΈ Net Worth πŸ‘΄ Retirement 🏈 Football is Back! At Full Swing Financial Planning, we are here to empower you…
#89 - Back to School Money Tips: Financial Tools Every Parent Should Know [not-audio_url] [/not-audio_url]

Duration: 43:53
This week Kole and Baileigh discuss financial tools parents can use to help prepare them for the back-to-school season. On today's episode: πŸŽ“ Back to School πŸ“Š 529 Plan Updates πŸ—“οΈ End of Year Planning ** Prior to investin…
#88 - What It Really Means to Live Fully in Retirement [not-audio_url] [/not-audio_url]

Duration: 56:45
Larry McLuckie is a retiree who is living his life to the fullest. On today's episode: πŸ₯³ Living Fully in Retirement βš–οΈ Balancing Feelings in Retirement πŸ’΅ How to Handle Money Emotions in Retirement πŸŽ‰ Trying New Things in…
#87 - Amidst Policy Changes - Financial Wins Start at Home [not-audio_url] [/not-audio_url]

Duration: 46:20
Kole and Baileigh discuss ways individuals can stay on track amidst the recent policy changes passed by the government. On today's episode: βœ‚οΈ Tax Cuts ⬆️ Deduction Increases 🏦 Student Loan Adjustments ⚾️ Ryne Sandberg Q…