How Americans Got Rich: The History of Wealth in America w/ Joseph Moore #1184

How Americans Got Rich: The History of Wealth in America w/ Joseph Moore #1184

Author: iHeartPodcasts August 26, 2026 Duration: 59:10

“There’s nothing new under the sun.” That comes from Ecclesiastes. But it’s a piece of wisdom we tend to neglect. It's often said that those who forget history are doomed to repeat it. But what if a poor understanding of history does something else too: leaving us less grounded and giving us unrealistic expectations about how life used to be? It’s time for a history lesson today, but not just for the sake of memorizing names, dates, and events. Drawing on countless examples from history, national bestseller Joseph Moore argues that while we're constantly looking back with nostalgia at the "good old days," we may actually be living through the greatest era of prosperity. The books is How To Get Rich In American History, and today we unpack:

  • Why Americans misunderstand the past and over-romanticize earlier eras
  • The American Dream has been declared dead for centuries
  • Optimism and an internal locus of control matter financially
  • Why “stocks for the long run” is a modern idea
  • Early Americans were often told not to save money
  • Real estate myths: it does not always go up and it is not passive
  • FIRE as the CrossFit of personal finance
  • Women’s income has long been central to family wealth
  • Five takeaways from history: solve problems, take risks, move, marry well, believe you can do it
  • And much more!

Can’t get enough How To Money? Here are some additional ways to get ahead with your personal finances:

  • Cashback credit cards: Check out our favorite credit cards that we use to maximize rewards and optimize our spending.
  • Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
  • Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
  • Money Gears: knowing what to do with your money is crucial to your personal finance journey.
    • MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.

 

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.


Joel and Matt, two best friends who happen to be your guides through the world of personal finance, host this practical and approachable How to Money podcast. They cut through the noise and intimidation that often surrounds money topics, focusing instead on actionable strategies for everyday life. You'll hear straightforward conversations about getting out of debt, building an investment portfolio on your own terms, and mastering those small financial habits that add up to significant change over time. The core idea is that managing your finances shouldn't require a special degree or a wall of confusing terminology. This show from iHeartPodcasts is built on the belief that clear, unbiased guidance is a powerful tool for anyone. Each episode serves as a resource, offering knowledge you can apply immediately, whether you're just starting to budget or looking to optimize your long-term plans. Tune in for a down-to-earth discussion that makes business, education, and investing feel not only accessible but genuinely relevant to your journey toward financial confidence.
Author: Language: en-us Episodes: 50

How to Money
Podcast Episodes
The Harsh Realities of Real Estate Investing #1161 (Bestie Ep) [not-audio_url] [/not-audio_url]

Duration: 48:45
Is homeschooling the best move for your family? Maybe!? That depends on so many factors like your family values, the goals for your career, what resources are available to you, and even what school your kids are currentl…
Military to Millionaire w/ Lacey Langford #1160 (Bestie Ep) [not-audio_url] [/not-audio_url]

Duration: 55:13
Only 9% of young Americans have shown an interest in serving in the military according to the latest figures- we’ve seen a precipitous drop which means that our nation’s security could be at risk in the future. And not o…
The Understated Power of Stealth Wealth #1158 (Bestie Ep) [not-audio_url] [/not-audio_url]

Duration: 50:35
Clark Kent has a nerdy newspaper job, he’s got thick glasses- he’s definitely not cool in the city of Metropolis. But when he pulls back the white button up, he’s a beast and becomes Superman! He has superhuman strength,…
Post-Graduation Money Advice for the Real World #1155 (Bestie Ep) [not-audio_url] [/not-audio_url]

Duration: 56:54
Getting your driver’s license was a liberating milestone worth celebrating because it meant you no longer needed your parents to drop you off at work, or it meant that your friends didn’t need to pick you up to hang out-…
Earn Your Freedom: Doing the Work That Pays Off w/ Bola Sokunbi #1154 [not-audio_url] [/not-audio_url]

Duration: 58:57
Some of the best things in life are free, but many of the most meaningful goals demand serious time, effort, and sacrifice. The problem is, we rarely get a clear look at what it actually takes to reach those heights. Ins…