Money Truths You Won’t Hear Anywhere Else w/ Len Penzo #1049

Money Truths You Won’t Hear Anywhere Else w/ Len Penzo #1049

Author: iHeartPodcasts October 15, 2025 Duration: 53:33

Our guest today is a self professed personal finance oddball! Len Penzo spent 35 years in the aerospace industry before retiring at age 58 as an electrical engineer. Along the way he launched LenPenzo.com in December 2008 (he even helped to give Joel a start writing personal finance content back in the day). Since then, the blog has drawn millions of readers and earned awards from publications like Kiplinger. Len’s work has appeared in outlets like Forbes, Time, Business Insider, CBS MoneyWatch, and he’s been featured on radio and TV segments. And he now has a new book out called True Money Stories that’s about the intersection of money and family life. We discuss:

  • Intelligence vs. financial management
  • Running household finances like a business
  • The importance of honesty in personal finance
  • Allowing children to make financial mistakes
  • The annual sandwich survey and inflation
  • Navigating retirement and long-term care
  • And much more!

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

 

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.


Joel and Matt, two best friends who happen to be your guides through the world of personal finance, host this practical and approachable How to Money podcast. They cut through the noise and intimidation that often surrounds money topics, focusing instead on actionable strategies for everyday life. You'll hear straightforward conversations about getting out of debt, building an investment portfolio on your own terms, and mastering those small financial habits that add up to significant change over time. The core idea is that managing your finances shouldn't require a special degree or a wall of confusing terminology. This show from iHeartPodcasts is built on the belief that clear, unbiased guidance is a powerful tool for anyone. Each episode serves as a resource, offering knowledge you can apply immediately, whether you're just starting to budget or looking to optimize your long-term plans. Tune in for a down-to-earth discussion that makes business, education, and investing feel not only accessible but genuinely relevant to your journey toward financial confidence.
Author: Language: en-us Episodes: 100

How to Money
Podcast Episodes
The Art of Spending w/ Morgan Housel #1091 [not-audio_url] [/not-audio_url]

Duration: 48:09
Spending money is EASY… it’s the saving and investing that’s hard, right!? Not necessarily. Our guest today isn’t going to judge your spending habits, but he does want to help you learn what’s worth wanting. Morgan House…
Own Your Time: Build a Life You Control w/ Andy Hill #1088 [not-audio_url] [/not-audio_url]

Duration: 51:56
We all get the same 24 hours – but it sure doesn’t always feel that way, does it? Why is it that some people seem to have time for hobbies, meaningful conversations, even a slow cup of coffee, while others are just tryin…
Spending Life Wisely: Vicki Robin on Money, Meaning, and Time #1085 [not-audio_url] [/not-audio_url]

Duration: 58:33
“The quality of your life pretty much exists outside of the realm of money.” That’s a quote from today’s guest and we’re going to spend a good amount of time talking about everything BUT money! Personal finance and handl…
Your Smart Money Guide for 2026 #1084 [not-audio_url] [/not-audio_url]

Duration: 57:03
New year, new outlook, and a fresh strategy for your wallet. Welcome to 2026! In this episode, we’re setting the table for the year ahead. After the unique challenges and "did that really just happen?" moments of 2025, i…
The High Cost of Crappy Credit (Bestie Ep) #1083 [not-audio_url] [/not-audio_url]

Duration: 51:56
Think back to the last time you lost power at your place. I’m sure it was an inconvenience- it was likely annoying to find yourself walking into a room and reflexively reaching for the light switch, even though the power…