Kitces and Carl - Real Talk for Real Financial Advisors

There’s a unique space where the technical details of financial planning meet the very human art of guiding clients. Kitces and Carl-Real Talk for Real Financial Advisors lives in that space. Hosted by Michael Kitces, a renowned industry researcher with a deep love for spreadsheets and tax codes, and Carl Richards, a certified financial planner known for distilling complex ideas into simple sketches with a Sharpie, this podcast feels like a candid conversation between two trusted colleagues. They bypass the generic industry talk to tackle the real, often unspoken, challenges advisors face daily. Each episode draws from their contrasting yet complementary expertise-Michael’s analytical depth and Carl’s focus on behavioral communication-offering practical insights you can apply immediately. You’ll hear them discuss everything from practice management and investment strategies to the nuances of client conversations and the personal sustainability required for a long career. The result is a consistently thoughtful dialogue that helps you not only serve your clients more effectively but also build a more purposeful and balanced practice. Tune in for genuine perspectives that respect the complexity of your work while focusing on what truly matters.