Boricuas investors, this one is for us. On this Wealth Wednesday, Chris and Jeremiah sit down with Tanya Orbera—Boricua entrepreneur, founder/CEO of Boricuas Buying Back Puerto Rico, and owner of Real PR Travel—to break down how Latinos can invest in Puerto Rico real estate the right way.Resources and links mentioned:* Boricuas Buying Back Puerto Rico - https://www.instagram.com/boricuas_buying_pr/?hl=en* Real PR Travel (itineraries and local partnerships) - https://www.instagram.com/pr_travel_planners/?hl=en* Donate to Bori-Love Project - https://www.realprtravel.com/boriluvprojectWe cover:* Why Puerto Rico is opportunity-rich for Latino investors and the Boricua diaspora* The step-by-step path Tanya uses with clients: credit → LLC → lines of credit → property search → rehab → long-term rental or rent-to-own* What “good credit” really means for funding approvals (think 710–720+) and why business lines of credit beat draining your cash* How to leverage a 9-to-5 to fund a business account and qualify for larger limits* Finding real deals in PR: why Zillow won’t cut it and how to hunt on Clasificados Online, Facebook Marketplace, plus drive-by “Se Vende” signs* Multifamily strategies under $100K purchase price, budgeting for renovations, and running the numbers for cash flow* Why long-term rentals and rent-to-own create impact and stability vs. chasing short-term rentals* Protecting affordability while building portfolios, and how to structure donations/giveback inside your investment model* Practical pitfalls: title/inheritance issues, communication cadence with partners, and documenting roles and exit plansTimestamps00:00 Intro and episode setup00:31 Guest intro: who is Tanya Orbera (Boricuas Buying Back Puerto Rico, Real PR Travel)01:56 Tanya’s background: Bronx, Cali, New York, and finding her path04:48 First trips to PR and why she chose to move to the island06:43 Real PR Travel: building local partnerships and authentic experiences08:12 Why PR tourism marketing misses the mark and who it targets09:30 Transition into real estate consulting and building a vetted network12:16 Credit as the master key: score ranges lenders want (710–720+)14:07 Why set up an LLC even if you have a 9-to-515:33 Business lines of credit vs. using cash, recycling LOCs17:26 Diversifying income streams beyond real estate (vending, Turo, etc.)18:53 Banking in PR and why LOCs help with cash-heavy deals20:19 How to actually find deals in PR (Clasificados, FB Marketplace, “Se Vende”)21:18 The reality of jobs in PR and why you must come with a plan22:47 Taxes, impact, and giving back to the island24:41 Bori Love Project: youth financial literacy and community focus28:55 Short-term rentals vs. long-term rentals in PR30:49 Multifamily under $100K, inheritance/title issues, and renovation math33:45 Rent-to-own, affordability, and community impact model39:32 Membership, fees, donations, and how Tanya supports investors43:25 Where to find Tanya and final call to actionFollow us on Instagram: https://www.instagram.com/latinwealth | Listen on Spotify: https://open.spotify.com/show/69AfcWl5P3M9bl19RURIcd?si=133793e170d34e16 | Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/latin-wealth/id1579419570 | Email us at: latinwealthpodcast@gmail.com
