Coast FIRE w/ $300k by 30 | Anders Skagerberg (BEST OF MKM)

Coast FIRE w/ $300k by 30 | Anders Skagerberg (BEST OF MKM)

Author: Andy Hill December 24, 2025 Duration: 20:11
What if you could reach a point where your investments were doing the heavy lifting and you could finally slow down without falling behind? Would you keep pushing forward, or would you take the exit and design a life that fits right now? In today’s episode, Anders Skagerberg shares how he and his wife reached Coast FIRE in their early thirties and made the intentional decision to downshift. Instead of continuing to save aggressively, they chose to prioritize time, flexibility, and family while letting compound growth work in the background. Anders explains what Coast FIRE really looks like in real life and how it gave his family options instead of pressure. This episode is part of our Best of MKM series and was originally recorded in 2023. A short clip from this conversation took off on YouTube, so we decided to bring you the full story. Anders breaks down his Coast FIRE numbers, the accounts he uses, how he and his wife communicate about money, and why taking the Coast FIRE exit does not have to be permanent. If you are Coast FIRE curious or wondering whether you can have both freedom today and security tomorrow, this conversation will help you think differently about what is possible. CHAPTERS 🎧 0:00 Intro 0:41 Meet Anders Skagerberg 2:08 Coast FIRE Five 3:06 Retirement projections 4:41 Current household spending 5:43 What motivated Anders to start investing 6:46 Lessons from the Great Financial Crisis 9:02 How their investments are structured 10:43 Why tax diversification matters 11:50 How they communicate about money as a couple 13:03 Taking the Coast FIRE exit 15:12 Life after downshifting 16:30 One step to start your Coast FIRE journey 17:14 Where to find Anders online RESOURCES 📚 Own Your Timehttps://marriagekidsandmoney.com/book Track Your Spending and Net Worth with Monarch Moneyhttps://marriagekidsandmoney.com/monarchmoney Coast FIRE Calculatorhttps://marriagekidsandmoney.com/calculators/coast-fire/ HOW WE MAKE MONEY + DISCLAIMER ⚠️ This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you. Opinions are our own. Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation. Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com. CREDITS 🎙️ Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill brings a refreshingly honest and practical voice to the often stressful conversation about money within a family. In Marriage Kids and Money: Personal Finance for Families, Andy, an award-winning Family Finance Coach, moves beyond generic budgeting advice to tackle the real financial questions that parents and couples face every day. This isn't just about spreadsheets and interest rates; it's about aligning your finances with the life you actually want to live. You'll hear specific strategies for paying off debt, saving for college, investing for the future, and having those crucial money talks with your partner. The goal is to transform financial anxiety into purposeful action, creating not just stability but genuine freedom. Each episode of the podcast feels like a conversation with a knowledgeable friend who understands that financial decisions are deeply personal and intertwined with family goals. Whether you're just starting out or well on your journey, the discussions here provide a roadmap for building security today and considering the legacy you might leave tomorrow. Tune in for relatable stories, actionable tips, and the encouragement needed to make meaningful progress with your money, all with your family's unique vision at the center.
Author: Language: en-us Episodes: 50

Marriage Kids and Money: Personal Finance for Families
Podcast Episodes
Pay Off the Mortgage or Invest? What Should Come First [not-audio_url] [/not-audio_url]

Duration: 39:19
Should you invest your extra money or use it to pay off your mortgage early? In this episode, we tackle that question from Brian, a 35-year-old dad with two kids and an extra $1,000 per month. His ultimate goal isn't sim…
Bread & Wine: The Emotional Roller Coaster of Starting a Business [not-audio_url] [/not-audio_url]

Duration: 37:19
Nicole left her corporate career six weeks ago to launch her own skincare studio. So... was it the right decision? In this Bread & Wine conversation, we pour a glass, get honest about the emotional highs and lows of entr…
After 10 Years, I'm Taking the Summer Off [not-audio_url] [/not-audio_url]

Duration: 2:51
This summer marks 10 years of Marriage Kids and Money. Back in 2016, I launched this podcast with a simple goal: help families build wealth and create more freedom. Over the past decade, we've shared hundreds of conversa…
$2.2 Million Net Worth at 35 in Washington | Emily Egashira [not-audio_url] [/not-audio_url]

Duration: 29:59
Emily Egashira grew her family’s net worth to $2.2 million by age 35. But her story didn’t start there. Growing up in poverty, Emily experienced financial instability firsthand and was determined to create a different fu…
I've Reached Coast FIRE ... Now What Do I Do For Work? [not-audio_url] [/not-audio_url]

Duration: 42:28
What happens after you reach Coast FIRE? For years, you save aggressively, maximize retirement accounts, and build wealth with one goal in mind: hitting your investment goal. But once you arrive at Coast FIRE—Coast to Fi…
Mortgage Free in New Jersey on a $750k Home | Bobby Richardson [not-audio_url] [/not-audio_url]

Duration: 26:23
What would it feel like to never make a mortgage payment again? In this episode, we talk with Bobby Richardson from New Jersey about how he and his wife Alexandra paid off their $242,000 mortgage in just 10 years and bec…
$1.8 Million Net Worth at 34 in Illinois | Ben Johnson [not-audio_url] [/not-audio_url]

Duration: 21:06
Ben Johnson grew his family’s net worth to $1.8 million by age 34 through high income skills, consistent investing, and disciplined saving. In this episode, we discuss how Ben and his wife paid off $80,000 of debt in jus…
I Know I’m Coast FIRE… So Why Can’t I Slow Down? [not-audio_url] [/not-audio_url]

Duration: 33:16
Have you reached Coast FIRE (Coast to Financial Independence and Relax Early)… but still can’t bring yourself to slow down? Today’s listener, Chris, is in that exact spot. At 36 years old with $860,000 invested, two youn…