How to Start Investing Simply When You’re Making Good Money

How to Start Investing Simply When You’re Making Good Money

Author: Andy Hill January 7, 2026 Duration: 47:03
There’s a lot of noise in the investing world, but building wealth doesn’t have to become a second job. In this episode, I share how to invest simply, consistently, and with your family’s future in mind, without stress or constant decision-making. In today’s episode, I sit down with Blake Edwards from Georgia, who has built an $865,000 net worth by age 31. Blake breaks down how intentional income growth, living below their means, and staying aligned as a couple helped accelerate their wealth. He also shares a transparent look at his family’s assets, approach to generosity, and what generational wealth really means to him beyond the numbers. I wrap up with a Money Quiz, testing my son Calvin on Stranger Things revenue, compound interest, and the gap between race prizes and investment returns. If you want real-life inspiration and practical proof that calm, consistent investing works, even with a busy family and W-2 jobs, this episode will encourage you to stay the course and keep moving forward. Chapters 🎧 0:00 Intro 1:19 Hannah's Question: Getting Started with Investing 11:49 Meet Blake Edwards 12:32 Blake's Motivation for Building Wealth 14:03 Partnership and Shared Values 15:54 Career Trajectory and Income Growth 18:58 Asset Breakdown: Where the Money Is 20:28 Getting Started: The Roth IRA Journey 23:48 Liabilities: The Mortgage Decision 26:14 Generational Wealth and Values 28:31 Future Goals and Dreams 30:04 The Power of Giving 31:25 Advice: Intentionality and Education 33:57 Building Quiet Wealth with W2 Jobs 35:29 Money Quiz: Calvin's Financial Education Resources 📚 Own Your Time https://marriagekidsandmoney.com/book Track Your Spending and Net Worth with Monarch Money https://marriagekidsandmoney.com/monarchmoney Coast FIRE Calculator https://marriagekidsandmoney.com/calculators/coast-fire/ HOW WE MAKE MONEY + DISCLAIMER ⚠️ This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you. Opinions are our own. Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation. Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com. Credits 🎙️ Podcast Artwork: Kayli Groves Johnson Editor: Johnny Sohl Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill brings a refreshingly honest and practical voice to the often stressful conversation about money within a family. In Marriage Kids and Money: Personal Finance for Families, Andy, an award-winning Family Finance Coach, moves beyond generic budgeting advice to tackle the real financial questions that parents and couples face every day. This isn't just about spreadsheets and interest rates; it's about aligning your finances with the life you actually want to live. You'll hear specific strategies for paying off debt, saving for college, investing for the future, and having those crucial money talks with your partner. The goal is to transform financial anxiety into purposeful action, creating not just stability but genuine freedom. Each episode of the podcast feels like a conversation with a knowledgeable friend who understands that financial decisions are deeply personal and intertwined with family goals. Whether you're just starting out or well on your journey, the discussions here provide a roadmap for building security today and considering the legacy you might leave tomorrow. Tune in for relatable stories, actionable tips, and the encouragement needed to make meaningful progress with your money, all with your family's unique vision at the center.
Author: Language: en-us Episodes: 100

Marriage Kids and Money: Personal Finance for Families
Podcast Episodes
I've Reached Coast FIRE ... Now What Do I Do For Work? [not-audio_url] [/not-audio_url]

Duration: 42:28
What happens after you reach Coast FIRE? For years, you save aggressively, maximize retirement accounts, and build wealth with one goal in mind: hitting your investment goal. But once you arrive at Coast FIRE—Coast to Fi…
Mortgage Free in New Jersey on a $750k Home | Bobby Richardson [not-audio_url] [/not-audio_url]

Duration: 26:23
What would it feel like to never make a mortgage payment again? In this episode, we talk with Bobby Richardson from New Jersey about how he and his wife Alexandra paid off their $242,000 mortgage in just 10 years and bec…
$1.8 Million Net Worth at 34 in Illinois | Ben Johnson [not-audio_url] [/not-audio_url]

Duration: 21:06
Ben Johnson grew his family’s net worth to $1.8 million by age 34 through high income skills, consistent investing, and disciplined saving. In this episode, we discuss how Ben and his wife paid off $80,000 of debt in jus…
I Know I’m Coast FIRE… So Why Can’t I Slow Down? [not-audio_url] [/not-audio_url]

Duration: 33:16
Have you reached Coast FIRE (Coast to Financial Independence and Relax Early)… but still can’t bring yourself to slow down? Today’s listener, Chris, is in that exact spot. At 36 years old with $860,000 invested, two youn…
$1.3 Million Net Worth at 38 in Florida | Abhi Jain [not-audio_url] [/not-audio_url]

Duration: 21:59
Abhi Jain has built a $1.3 million net worth by age 38 through a combination of career growth, side hustles, and real estate investing. In this episode, Abhi shares how he went from a traditional employee mindset to acce…
Coast FIRE with $1M by 35 in Ontario | Liz Enriquez [not-audio_url] [/not-audio_url]

Duration: 34:52
What does it take to reach Coast FIRE by your mid-30s and actually enjoy the freedom that comes with it? In this episode, we sit down with personal finance educator Liz Enriquez from Ambitious Adulting to discuss how she…
When Work Hijacks Your Life: Here’s How to Break Free  | Guy Winch [not-audio_url] [/not-audio_url]

Duration: 26:48
When work starts to take over your life, it can impact more than just your schedule. It can affect your health, relationships, and overall happiness. In this episode, we interview psychologist and bestselling author Guy…
Should You Have a Third Child? How to Think Through the Decision [not-audio_url] [/not-audio_url]

Duration: 35:00
Should you have a third child? And how can you help your kids graduate college debt-free? In this episode, we explore one of life’s most personal decisions: whether to grow your family. We walk through a thoughtful 7-ste…