How to Think About Tax Diversification for Retirement

How to Think About Tax Diversification for Retirement

Author: Andy Hill February 4, 2026 Duration: 40:29
Marriage Kids and Money: Personal Finance for Families
BusinessFamilyInvestingKidsKids & FamilyParenting
How do you decide between Roth and traditional investing when you want flexibility in the future? We kick off the show by answering a listener question from Liz about how much to invest in Roth versus traditional accounts. We walk through tax diversification, the three bucket strategy, and how to think about today’s income versus retirement so your family can build wealth with options. Next, we sit down with Anthony Rojas from Georgia for our Net Worth Win segment. Anthony shares how his family built an $868,000 net worth by age 39, the financial lessons shaped by his upbringing, and how he and his wife are using money to create stability, generosity, and meaningful experiences for their growing family. We wrap things up with a Money Quiz featuring Calvin. Together, we test his knowledge on net worth, investing, and YouTube monetization so kids and parents can learn and play along together. Chapters 🎧 0:00 Introduction and Episode Overview  1:29 Listener Question from Liz  2:51 Tax Buckets Explained  11:52 Anthony Rojas's Net Worth Journey  21:38 Building Generational Wealth  31:03 Money Quiz with Calvin Hill  Resources and Links 📚 📖My new book, "Own Your Time"  https://marriagekidsandmoney.com/ownyourtimeamazon 📞Voicemail for Questions: Leave a voicemail at marriagekidsmoney.com/voicemail to have your question answered on the show! 🎙️Anthony Rojas's Podcast: Listen to Anthony's podcast, Unknown Variables 🍑Nectarine Financial Advisors: Recommended for advice-only financial planning. Visit marriagekidsmoney.com/Nectarine for more information. 💻 Sponsors and Additional Resources ⁠https://marriagekidsandmoney.com/resources⁠ 👉Connect with me on social media: LinkedIn: AndyHillMKM Instagram and Facebook: MarriageKidsAndMoney Credits Editor: Johnny Sohl Podcast Artwork: Kayli Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill brings a refreshingly honest and practical voice to the often stressful conversation about money within a family. In Marriage Kids and Money: Personal Finance for Families, Andy, an award-winning Family Finance Coach, moves beyond generic budgeting advice to tackle the real financial questions that parents and couples face every day. This isn't just about spreadsheets and interest rates; it's about aligning your finances with the life you actually want to live. You'll hear specific strategies for paying off debt, saving for college, investing for the future, and having those crucial money talks with your partner. The goal is to transform financial anxiety into purposeful action, creating not just stability but genuine freedom. Each episode of the podcast feels like a conversation with a knowledgeable friend who understands that financial decisions are deeply personal and intertwined with family goals. Whether you're just starting out or well on your journey, the discussions here provide a roadmap for building security today and considering the legacy you might leave tomorrow. Tune in for relatable stories, actionable tips, and the encouragement needed to make meaningful progress with your money, all with your family's unique vision at the center.
Author: Language: en-us Episodes: 100

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Marriage Kids and Money: Personal Finance for Families
Podcast Episodes
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