She Spent $50,000 on a Credit Card — Was It Worth It?

She Spent $50,000 on a Credit Card — Was It Worth It?

Author: Ed Pizza, Richard Kerr October 8, 2025 Duration: 37:17

Watch Us On YouTube!

This week on The Miles to Go Podcast, Ed is back home (for now) and joined by Summer Hull from The Points Guy for a lively deep dive into credit cards, elite status, and travel strategy. Summer opens up about her bold move—charging $50,000 on her United card—and breaks down whether it was a smart play or a little bit crazy. We get into how that decision helped her earn United Platinum status, plus how she maximized bonus awards and upgrades along the way.

Ed also shares an update on his long-running Capital One credit card drama, which (finally!) has a resolution, and reveals which premium cards he's cutting from his wallet—and why.

Then Summer gives us her insider reviews of two beautiful resorts you'll want on your radar: 🏝 Secrets St. Lucia Resort — a new Hyatt all-inclusive in the Caribbean 🏙 Hyatt Regency Times Square — a refreshed, family-friendly base for Broadway lovers.

All that, plus a few laughs about Richard's NYC geography, Topo Chico sponsorship dreams, and where the next Miles to Go meetup will be!

🎧 Topics this week include:

• Smart vs. crazy credit-card spending strategies

• Earning elite status with United cards

• Amex Platinum vs. CapOne Venture X vs. Chase Ink Preferred

• Secrets St. Lucia Resort review

• Hyatt Regency Times Square review

• Credit-card decluttering and travel-card best practices

Get hydrated like Ed in Vegas with Nuun

Use my Bilt Rewards link to sign-up and support the show!

If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience!

If you're looking for a way to support the show, we'd love to have you join us in our Travel Slack Community.  Join me and other travel experts for informative conversations about the travel world, the best ways to use your miles and points, Zoom happy hours and exciting giveaways.

We have witty, funny, sarcastic discussions about travel, for members only. My fellow travel experts are available to answer your questions and we host video chats multiple times per month.

Follow Us!

Instagram: https://www.instagram.com/milestogopodcast/

TikTok: https://www.tiktok.com/@milestogopodcast

Ed Pizza: https://www.instagram.com/pizzainmotion/

Richard Kerr: https://www.instagram.com/kerrpoints/

 

 


Ever feel like the world of travel rewards and airline news moves too fast to keep up? Miles to Go-Travel Tips, News & Reviews You Can't Afford to Miss! is your regular dispatch from the front lines, hosted by veteran road warrior Ed Pizza alongside co-host Richard Kerr. This isn't just a show about finding a cheap flight; it's a deep, practical dive into the strategies that make ambitious travel possible. Each episode connects you directly with leading travel experts and bloggers, people who live and breathe points, miles, and new destinations. You'll hear specific, actionable advice that ranges from booking your first award ticket to navigating the nuances of elite status and freshly opened airport lounges. The conversations are grounded in real experience, whether that's dissecting a major airline policy shift or giving an honest review of a much-hyped hotel. If you're planning a once-in-a-lifetime trip and need to stretch your budget, or you're a frequent flyer tracking the next great deal, this podcast delivers the clarity and insider knowledge you're looking for. Tune in and turn their expertise into your next great adventure.
Author: Language: en-us Episodes: 100

Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss!
Podcast Episodes
One Day In Taipei And RealID Is Here [not-audio_url] [/not-audio_url]

Duration: 36:08
Watch us on YouTube! On top of some travel slow downs, RealID is officially in place. What does this mean for travelers? It's not as bad as expected, but it's still annoying. Ed talks about his one day in Taipei, includi…
Is It Safe To Fly Through Newark Airport? Special Guest Seth Miller [not-audio_url] [/not-audio_url]

Duration: 40:16
Tune in as Seth Miller from PaxEx.Aero and Dots, Lines & Destinations joins us again. We talk about Richard's favorite route coming back, and Seth goes into detail on the state of Wi-Fi on airplanes. But, the big topic i…
Delta Delays And American Airlines Status Offers [not-audio_url] [/not-audio_url]

Duration: 44:56
Delta does Richard dirty again, and adds to his stack of delays in 2025. Bilt's May Rent Day features up to a 100% transfer bonus to Southwest Airlines' Rapid Rewards program. Bilt Rewards now allows you to pay rent with…
Bolivia & Peru With Special Guest Michelle Gonzalez, LAX to Luxury [not-audio_url] [/not-audio_url]

Duration: 37:04
Watch Us On YouTube! NEW: Time stamps are listed at the bottom of the notes! We're excited to welcome a special guest, Michelle Gonzalez, founder of LAX to Luxury! She's diving into Bolivia and Peru with us, recapping he…
Travel Slowdown, Biloxi Buzz & 100K Sign-Up Bonus [not-audio_url] [/not-audio_url]

Duration: 46:16
Watch Us On YouTube! NEW: Time stamps are listed at the bottom of the notes! If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! Richard is back from his first tri…