Average 401k Balance By Age (2026 Edition)

Average 401k Balance By Age (2026 Edition)

Author: Brian Preston and Bo Hanson April 24, 2026 Duration: 37:54
Have you ever wondered how much the average American has in their 401k? We've done the research and we've found the answers! Don't miss this breakdown into the data accompanied with the tips to help make sure you are ahead of the curve moving forward. Plus, we add in our Money Guy Markers to help you track your personal financial journey throughout every decade! Get 50% off your first year of Monarch with code MONEYGUY: https://www.monarch.com/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hosts Brian Preston and Bo Hanson bring a refreshingly practical and detailed approach to personal finance in Money Guy Show. This isn't about get-rich-quick schemes or dry theory; it's a deep, actionable dive into the mechanics of building lasting wealth. Each episode breaks down complex topics in investing, tax strategy, and business principles into understandable steps that listeners can actually use. You'll hear concrete examples, from optimizing retirement accounts and navigating market volatility to structuring your finances for major life events. The focus is always on making your money work efficiently for you, creating a system where your assets generate momentum. Tuning into this podcast feels like getting clear, confident advice from two knowledgeable guides who cut through the noise. The conversation is grounded in real-world application, offering a blend of education and tactical insight that helps demystify financial success. Whether you're just starting your wealth-building journey or looking to refine a sophisticated portfolio, the discussions provide a structured yet adaptable framework for making smarter decisions with your money.
Author: Language: English Episodes: 100

Money Guy Show
Podcast Episodes
The Real Reason Americans Are Broke [not-audio_url] [/not-audio_url]

Duration: 34:17
Use code MONEYGUY at Monarch.com to get your first year half off at just $50: https://bit.ly/monarch-moneyguy Americans aren't broke because of inflation, housing prices, or interest rates. The real reasons go deeper tha…
What Is The Magic Number Where Money Will Finally Make You Happy? [not-audio_url] [/not-audio_url]

Duration: 1:06:09
What's the magic number for happiness? We walk through what the data says and share our take on what will make you happier at every stage of your wealth-building journey. Plus, we answer your questions! From planning ear…
Financial Advisors React to Viral Money Advice [not-audio_url] [/not-audio_url]

Duration: 21:07
We're back with another edition of Financial Advisors React, and this batch of clips is something else entirely. From the idea of saving money being "stupid" to a full Roth IRA conspiracy theory, these viral money takes…
When Saving More Money Might Actually Hurt You [not-audio_url] [/not-audio_url]

Duration: 39:29
Saving money is a vital part of building wealth, but there are five specific situations where it can actually work against you. Financial Advisors, Brian Preston and Bo Hanson, walk through everything from why 28% of IRA…
Why These Things Aren’t Worth Your Money (Feat. Erin Talks Money) [not-audio_url] [/not-audio_url]

Duration: 1:05:35
Are you wasting your money without realizing it? We are so excited to be joined by special guest Erin from Erin Talks Money to talk through the hot topics where we agree, disagree, and yes, even want to fight. From food…
He’s Working 60 Hours a Week to Retire Early… Is It Worth It? [not-audio_url] [/not-audio_url]

Duration: 56:46
Skylar (23) and Milet (26) are already living like financial mutants. They're saving 25%, maxing Roth IRAs, and sitting on a net worth of nearly $300,000, all while Skylar works three jobs and DIYs 1,800 square feet of b…
Even Smart People Make These Massive Money Mistakes [not-audio_url] [/not-audio_url]

Duration: 36:42
Being smart doesn't guarantee financial success. We break down five critical mistakes highly intelligent people make with money, from overconfidence in stock picking (despite 90% of pros underperforming index funds) to a…
Average Salary By Age (How Do You Stack Up?) [not-audio_url] [/not-audio_url]

Duration: 1:05:41
Most Americans wildly overestimate what the people around them earn, and that gap in perception can lead to some costly financial mistakes. Financial Advisors, Brian Preston and Bo Hanson, break down real median income d…
Financial Advisors React to Massive Money Mistakes [not-audio_url] [/not-audio_url]

Duration: 18:51
Why go small when you can go massive? Financial Advisors, Brian Preston and Bo Hanson, react to the internet's biggest money mistakes, from Steve-O getting someone approved on a 120-month Dodge Charger to a man who cashe…
7 Cashflow Milestones Worth Celebrating (2026 Edition) [not-audio_url] [/not-audio_url]

Duration: 28:44
Use code MONEYGUY at Monarch.com to get your first year half off at just $50: https://www.monarch.com/ How do you know if you're actually winning with money before you hit seven figures in 2026? Net worth milestones can…