The Salary Required To Buy A Home (Money Guy vs Ramsey)

The Salary Required To Buy A Home (Money Guy vs Ramsey)

Author: Brian Preston and Bo Hanson July 15, 2026 Duration: 1:03:56
Buying a house in 2026 is more challenging than ever—but how much income do you actually need? Brian and Rebie compare The Money Guy's home buying rule against Dave Ramsey's mortgage guideline using real-world numbers at every major price point. Learn how mortgage length, housing costs, down payments, affordability, and income requirements impact one of the biggest financial decisions you'll ever make. Whether you're a first-time homebuyer, deciding between renting vs. buying, or planning your next move, this breakdown explains the math behind smart homeownership without the hype. You'll also see why home affordability has changed dramatically, how mortgage payments compare across different price ranges, and why buying a home isn't just a math equation. We'll also show you our Home Buying Calculator so you can customize the numbers for your own financial situation. ⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hosts Brian Preston and Bo Hanson bring a refreshingly practical and detailed approach to personal finance in Money Guy Show. This isn't about get-rich-quick schemes or dry theory; it's a deep, actionable dive into the mechanics of building lasting wealth. Each episode breaks down complex topics in investing, tax strategy, and business principles into understandable steps that listeners can actually use. You'll hear concrete examples, from optimizing retirement accounts and navigating market volatility to structuring your finances for major life events. The focus is always on making your money work efficiently for you, creating a system where your assets generate momentum. Tuning into this podcast feels like getting clear, confident advice from two knowledgeable guides who cut through the noise. The conversation is grounded in real-world application, offering a blend of education and tactical insight that helps demystify financial success. Whether you're just starting your wealth-building journey or looking to refine a sophisticated portfolio, the discussions provide a structured yet adaptable framework for making smarter decisions with your money.
Author: Language: English Episodes: 50

Money Guy Show
Podcast Episodes
Financial Advisors React to HILARIOUS Money Clips [not-audio_url] [/not-audio_url]

Duration: 20:05
Financial Advisors React is back, and this time Brian and Bo break down some of the internet's funniest viral money clips—from confusing credit score advice and investing memes to entrepreneurship, student loans, stock m…
How To Not Suck With Money [not-audio_url] [/not-audio_url]

Duration: 37:16
Start a free trial, and get 50% off your first year of Monarch Core Tier with code MONEYGUY at https://bit.ly/monarch-moneyguy Building wealth doesn't require a huge income or a finance degree—it requires the right habit…
The 401(k) Numbers Are Lying to You [not-audio_url] [/not-audio_url]

Duration: 1:05:01
⁠⁠⁠⁠Record-high 401(k) balances may make retirement savers feel like they are finally getting ahead—but the numbers could be creating false confidence. Vanguard’s latest retirement savings data shows median 401(k) balanc…
How Elon Musk Made Them Rich... But Risked Their Retirement [not-audio_url] [/not-audio_url]

Duration: 1:25:05
Check out Mindy on the Bigger Pockets Money podcast This episode brought to you by Abound Wealth. Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/ Building wealth is only…
Grow Your Money Faster With These Wealth Accelerators [not-audio_url] [/not-audio_url]

Duration: 33:53
Want to build wealth faster without gambling, chasing hot stocks, or taking unnecessary risks? In this episode, Brian and Bo break down the biggest wealth accelerators that actually move the needle—from increasing your s…
We Have a BIG Book Announcement! [not-audio_url] [/not-audio_url]

Duration: 1:03:47
Pre-order the paperback edition of Millionaire Mission today at moneyguy.com/millionairemission The new Millionaire Mission paperback is finally here—and it's much more than a new cover. Brian has updated the bestselling…
Financial Advisors Correct the Internet (Part 2) [not-audio_url] [/not-audio_url]

Duration: 21:22
Financial advisors Brian and Bo react to some of the internet's most viral money advice and separate smart financial strategies from dangerous financial myths. From Nancy Pelosi ETFs and Robert Kiyosaki's "Savers Are Los…
These Money Moves Feel Like Financial Cheat Codes [not-audio_url] [/not-audio_url]

Duration: 35:13
Use code MONEYGUY at Monarch.com to get your first year of Monarch Core half off at just $50: https://bit.ly/monarch-moneyguy Want to build wealth faster without taking unnecessary risks? Brian and Bo break down seven fi…
Die With Zero? Watch This First. [not-audio_url] [/not-audio_url]

Duration: 1:01:56
Can you enjoy your money today without sacrificing your future? In this episode, Brian and Bo break down Die With Zero by Bill Perkins, one of the most talked-about personal finance books in recent years. They explain th…
How This Young Couple Turned Crypto Into a Massive Net Worth [not-audio_url] [/not-audio_url]

Duration: 1:09:01
Quinton (26) and Victoria (27) have built an incredible $883,000 net worth before age 30, including nearly half a million dollars in crypto. But with a new baby, ambitious financial goals, and a savings rate most investo…