Getting to Grips with Your Mortgage

Getting to Grips with Your Mortgage

Author: Phil Spencer: UK Property Expert April 3, 2026 Duration: 7:11
Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims to help you feel more confident about what you’re paying and why. Understanding how your mortgage works can help you make smarter decisions, whether that’s overpaying, reviewing your loan to value, or preparing for your next deal. The more you know about your numbers, the more confident you’ll feel about your next move. 👉 VIDEO TIMESTAMPS Chapters 00:00 Introduction 00:30 How to understand our mortgage payments 01:19 What can overpaying do? 03:02 Understanding your annual statement 03:40 Loan to Value 04:45 Tips for understanding your mortgage Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel. 👉 SUBSCRIBE TO THE CHANNEL 🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup 👉 VISIT THE MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk 👉 VISIT THE SKIPTON WEBSITE 💻 🔗 https://www.skipton.co.uk/ ➤ CONNECT WITH US ON SOCIAL 👇 📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/ 📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety 📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393 📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/ 📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

For over a quarter of a century, Phil Spencer has navigated the complexities of the UK property market, and he brings that wealth of experience directly to you. The Move iQ Podcast is a deep, practical resource that demystifies the entire process of buying, selling, and managing a home. Phil’s conversations go beyond simple tips, offering nuanced guidance on everything from deciphering market trends and negotiating offers to understanding the finer points of renovations and property investment. This isn't just theoretical advice; it's grounded, actionable insight designed to empower your decisions. You'll hear detailed discussions on financial planning, legal intricacies, and the often-overlooked emotional aspects of moving house. Whether you're taking your first tentative steps onto the property ladder or looking to strategically grow a portfolio, this podcast provides the clarity and confidence needed to navigate an often daunting landscape. Tune in for a straightforward, expert-led dialogue that treats property not just as a transaction, but as a fundamental part of your life journey. Each episode with Phil Spencer, a trusted UK property expert, is crafted to help you move forward with greater knowledge and assurance.
Author: Language: English Episodes: 100

Move iQ Podcast
Podcast Episodes
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Duration: 4:25
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Duration: 3:56
In this episode, Phil breaks down the local authority search process. Learn what this report entails, why it's essential in the conveyancing process, and how it can impact your home purchase. Tune in for Information in t…
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Duration: 4:50
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