Leaving Home for the First Time: What We Wish We Knew

Leaving Home for the First Time: What We Wish We Knew

Author: Phil Spencer: UK Property Expert September 9, 2026 Duration: 43:12
Moving out of your parents’ house is exciting, but there is plenty nobody prepares you for. In this episode, Sara and Lexie share the lessons they wish they had known, covering budgeting beyond the rent, understanding bills, building good financial habits, communicating with landlords and handling the everyday realities of running your own home. Whether you are preparing to move out or helping someone take that first step, this conversation is packed with honest stories and practical advice. As always, we’d love to hear from you down the comments! 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 01:25 Revelations of moving out 04:10 Emotions of children flying the nest 06:05 Who you live with 09:30 First thing to do 12:20 Costs of things 17:54 Financial readiness 19:16 Non-compulsary costs 24:50 Emergency kit 27:08 Finding a home to rent 35:33 Locate key property assets 38:25 Keep a paper trail 40:45 Final tips Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

For over a quarter of a century, Phil Spencer has navigated the complexities of the UK property market, and he brings that wealth of experience directly to you. The Move iQ Podcast is a deep, practical resource that demystifies the entire process of buying, selling, and managing a home. Phil’s conversations go beyond simple tips, offering nuanced guidance on everything from deciphering market trends and negotiating offers to understanding the finer points of renovations and property investment. This isn't just theoretical advice; it's grounded, actionable insight designed to empower your decisions. You'll hear detailed discussions on financial planning, legal intricacies, and the often-overlooked emotional aspects of moving house. Whether you're taking your first tentative steps onto the property ladder or looking to strategically grow a portfolio, this podcast provides the clarity and confidence needed to navigate an often daunting landscape. Tune in for a straightforward, expert-led dialogue that treats property not just as a transaction, but as a fundamental part of your life journey. Each episode with Phil Spencer, a trusted UK property expert, is crafted to help you move forward with greater knowledge and assurance.
Author: Language: English Episodes: 50

Move iQ Podcast
Podcast Episodes
Inside the UK Property Market in 2026 [not-audio_url] [/not-audio_url]

Duration: 16:27
What's really happening in the property market right now? And what do the experts on the ground actually think? In this episode, we’re at the Propertymark One Conference in London to speak with estate and letting agents…
DIY vs Professional Help: The Honest Truth [not-audio_url] [/not-audio_url]

Duration: 20:57
Thinking of tackling that home project yourself? Or should you get help from a professional? In this episode of the Move iQ Podcast, Lexie and Sara discuss the honest truth about DIY, laying out the skills needed to actu…
Could Your Home Reach Zero Bills? [not-audio_url] [/not-audio_url]

Duration: 7:22
Feeling overwhelmed by retrofit? You're not alone. But what if confidence, not confusion, was the starting point? In this final episode of the retrofit series, Phil Spencer and Daniel Kittow from Vibrant Energy Matters b…
Future-Proof Your Home and Save Money [not-audio_url] [/not-audio_url]

Duration: 9:08
Does retrofit actually pay for itself, or is it just another expensive home upgrade? Is it possible to future-proof your home and save money? In this episode, Phil Spencer is joined once more by Daniel Kittow from Vibran…
Which Home Energy Upgrades Are Worth It? [not-audio_url] [/not-audio_url]

Duration: 15:40
Heat pumps, solar panels, and smart tech – are they the future of home energy, or just an expensive headache? In this episode, Phil Spencer is joined again by David Sanders from Vibrant Energy Matters to discuss what upg…
Why Do Millions of UK Homes Need Improving? [not-audio_url] [/not-audio_url]

Duration: 9:15
In this latest episode of our retrofit series, Phil and David from Vibrant Energy Matters look at why millions of UK homes need improving, what “smarter” retrofit guidance could look like for homeowners, and why a one-si…
What’s Really Happening With Mortgage Rates in 2026? [not-audio_url] [/not-audio_url]

Duration: 14:03
Worried about what global uncertainty means for your mortgage? You're not alone. In this episode, Phil Spencer sits down virtually with Charlotte from Skipton Building Society to talk through what's really driving mortga…
EPCs Explained: Useful Tool or Tick-Box Exercise? [not-audio_url] [/not-audio_url]

Duration: 9:12
Energy Performance Certificates (EPCs) are everywhere - but do they actually help homeowners make decisions? Alongside expert insight from David Sanders from Vibrant Energy Matters, Phil Spencer breaks down what EPC rati…
Making Your Home Cheaper to Run [not-audio_url] [/not-audio_url]

Duration: 6:56
Want to lower your energy bills but don't know where to start? In this first episode of our new retrofit series, Phil Spencer sits down with Daniel from Vibrant Energy Matters to answer the question everyone's asking: wh…
The Common Mistakes Home Movers Make [not-audio_url] [/not-audio_url]

Duration: 25:40
Looking for a new home? Don't let emotion cloud your judgment! In this episode, Sara and Lexie discuss the most common mistakes home movers make, from falling head over heels at first viewing to overlooking the practical…