The Legal Side of Buying a Home – Explained Without the Jargon

The Legal Side of Buying a Home – Explained Without the Jargon

Author: Phil Spencer: UK Property Expert March 4, 2026 Duration: 15:14
What is conveyancing - and what is your solicitor actually doing when you buy a home? In this new series in collaboration with Napthens Solicitors, we break down the full legal process of buying and selling a property in plain English. If you’ve ever wondered what happens behind the scenes during your purchase - and why it costs what it does - this is for you. From instructing a solicitor and providing proof of funds, to understanding searches, contracts, and the common mistakes that can delay or derail a move, we guide you through each stage step by step. Our aim is simple: to help you feel informed, confident, and prepared. Because when it comes to buying your home, understanding the legal process can make all the difference. Follow the series as we unpack every step of the journey. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00:00 Introduction 00:00:42 What is Conveyancing and Why Does it Matter? 00:01:13 Does it Matter Who Does Your Conveyancing? 00:02:03 Solicitors vs Licensed Conveyancers 00:03:29 Can You DIY Your Own Conveyancing? 00:05:24 Common Misconceptions About Conveyancing 00:07:51 Real-World Examples: Good vs Poor Conveyancing 00:09:45 When Should You Instruct a Solicitor? 00:11:08 Understanding Proof of Funds and Identification 00:12:34 What's Covered in the Conveyancing Process Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT NAPTHENS’ WEBSITE 💻 🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/ 👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL 🔗 https://www.youtube.com/@napthensllp1503 ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

For over a quarter of a century, Phil Spencer has navigated the complexities of the UK property market, and he brings that wealth of experience directly to you. The Move iQ Podcast is a deep, practical resource that demystifies the entire process of buying, selling, and managing a home. Phil’s conversations go beyond simple tips, offering nuanced guidance on everything from deciphering market trends and negotiating offers to understanding the finer points of renovations and property investment. This isn't just theoretical advice; it's grounded, actionable insight designed to empower your decisions. You'll hear detailed discussions on financial planning, legal intricacies, and the often-overlooked emotional aspects of moving house. Whether you're taking your first tentative steps onto the property ladder or looking to strategically grow a portfolio, this podcast provides the clarity and confidence needed to navigate an often daunting landscape. Tune in for a straightforward, expert-led dialogue that treats property not just as a transaction, but as a fundamental part of your life journey. Each episode with Phil Spencer, a trusted UK property expert, is crafted to help you move forward with greater knowledge and assurance.
Author: Language: English Episodes: 100

Move iQ Podcast
Podcast Episodes
When Property Sales Don't Go to Plan [not-audio_url] [/not-audio_url]

Duration: 6:37
Property sales don’t always go exactly to plan; from gazumping and delays due to collapsed property chains, there are a number of common pitfalls that can disrupt a move. In this final episode of our conveyancing series…
How to Protect Your Property Purchase [not-audio_url] [/not-audio_url]

Duration: 11:26
Buying or selling a home can already feel stressful, but a few common problems during the conveyancing process can quickly throw a move off track. Today Phil and Sarah from Napthens Solicitors are discussing how to prote…
How to Get Support with Your Mortgage [not-audio_url] [/not-audio_url]

Duration: 7:46
In the final episode of our mortgage series, Phil discusses with Emma from Skipton Building Society about how to get support with your mortgage. If you’re struggling with mortgage payments or feeling the pressure of risi…
Exchange to Completion- The Final Stages of a Property Sale [not-audio_url] [/not-audio_url]

Duration: 10:20
The final stages of buying a home can feel like the most exciting (and sometimes the most nerve-wracking!) part of the entire process. But what actually happens between exchange of contracts and completion day? In this e…
Getting to Grips with Your Mortgage [not-audio_url] [/not-audio_url]

Duration: 7:11
Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims…
Property Market Shift: Sales vs Rentals in 2026 So Far [not-audio_url] [/not-audio_url]

Duration: 13:58
The Move iQ Podcast hits the road once more and today we are at the Propertymark conference in Exeter. We speak to agents on the ground about what’s Really happening in today’s property market, from shifting rental deman…
Legal Fees Explained: The Real Cost of Buying or Selling a House [not-audio_url] [/not-audio_url]

Duration: 8:53
Buying or selling a home involves more than just the purchase price. From legal fees to searches, Land Registry costs and Stamp Duty, understanding the true cost of conveyancing is key to planning your budget and avoidin…
Product Transfers Explained: What to Do When Your Fixed Rate Ends [not-audio_url] [/not-audio_url]

Duration: 5:29
Phil is joined by Emma from Skipton Building Society to explain product transfers and what to do when your fixed rate mortgage deal ends. If you’re unsure whether to switch lenders or stay put, this conversation focuses…
The Legal Checks That Protect Your Property Purchase [not-audio_url] [/not-audio_url]

Duration: 16:29
Buying a home involves far more than just agreeing a price. Behind the scenes, your solicitor carries out a series of legal checks and property searches designed to protect both you and your purchase. In this episode of…
Insider Secrets to Buying a Home [not-audio_url] [/not-audio_url]

Duration: 33:19
What exactly does a buying agent or property finder do? In this episode, Phil Spencer hosts a panel discusssion with David, Jennifer and Danny, from Garrington Property Finders to explore the role of buying agents/proper…