Lessons from the Front Lines: Credit Abuse Resistance Education (CARE)

Lessons from the Front Lines: Credit Abuse Resistance Education (CARE)

Author: Next Gen Personal Finance June 16, 2026 Duration: 1:01:22

Most teens treat credit as a "someday" problem, something for their "old" future selves. A bankruptcy attorney and a credit-scoring expert see exactly where that thinking leads. In this NGPF podcast episode Yanely has a conversation with CARE Chicago volunteers Gene Volchek and Jeff Schwartz, who share what thousands of classroom visits have taught them. From the misconceptions that trip students up most, and the analogies that finally make credit click (your adult report card, the three C's, the $1,000 laptop that costs $2,700), to how to teach this before the first card, not after the first mistake. If you teach personal finance, you'll leave with stories and strategies you can use in classroom right away!


Behind the mission of Next Gen Personal Finance-a nonprofit dedicated to ensuring every U.S. high school student takes a personal finance class-is a vibrant community of educators constantly refining their craft. The NGPF Podcast sits at the heart of that conversation. It’s a space where teachers, curriculum specialists, and sometimes even students share their real-world experiences and challenges in bringing financial literacy to life. You’ll hear practical discussions about what actually works in the classroom, from innovative lesson plans to navigating tricky topics like investing, credit, and behavioral economics. The episodes, often born from the organization's deep investment in teacher professional development, feel less like formal lectures and more like insightful coffee-break chats with colleagues who are just as passionate about empowering the next generation. Tuning into this podcast offers a direct line to the strategies and stories that are shaping financially capable young adults, all grounded in the high-quality resources NGPF is known for. It’s an essential listen for anyone invested in the practical side of financial education, whether you're in a classroom or simply believe in the critical importance of these skills for the future.
Author: Language: English Episodes: 50

NGPF Podcast
Podcast Episodes
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