Episode Forty-Three: Setting the Foundation for TPO Success with Industry Legend Frank Garay

Episode Forty-Three: Setting the Foundation for TPO Success with Industry Legend Frank Garay

Author: Matt Coles February 18, 2026 Duration: 31:50

📞 “867-5309… Jenny?”  If You're Not Top of Mind, You're Forgotten.

In today’s fast-moving mortgage market, your realtor partners won’t remember your number, or your name; unless you’re consistently delivering value. Don’t let all the work you’ve done building relationships vanish like a one-hit wonder. In this power-packed episode of the Non-Del Influencers Podcast, host Matt Coles sits down with Frank Garay, Industry Legend and Host of Loan Officer Breakfast Club and co-founder of MoveTube, to discuss how TPO lenders can lock in long-term success before the market turns.

Frank brings decades of experience and zero sugarcoating to this conversation about using AI, modern tools, and proactive strategy to stay ahead of the retail channel and keep your referral partners loyal. If you're a Non-Delegated Lender or a TPO pro, this episode delivers the playbook you can't afford to miss.

🎯 Here are 3 game-changing takeaways from Frank’s conversation with Matt Coles:
1️⃣ Protect Your Realtor Relationships NOW! Don’t let them drift back to retail. Frank explains why staying visible and valuable before rates drop is critical.
2️⃣ Leverage AI Without Losing the Human Touch! Learn how smart automation keeps your name front and center without sounding like a robot.
3️⃣ Build the Foundation Today, Win Tomorrow! The next market rally will come. Will you be the lender agents remember... or the one they forgot?

🔗 Connect with Frank Garay
Website: https://frankgaray.com

Everything discussed in this episode; including a direct way to contact Frank is available on his site.

About the Non-Del Influencers Podcast

The Non-Del Influencers Podcast empowers Non-Delegated Lenders to achieve outstanding performance, drive sales, and achieve tangible results. Our mission is to provide invaluable resources and educational insights, equipping you, your team, and your business partners with the best practices for thriving as a Non-Delegated Lender in today's dynamic landscape.

Hosted by seasoned mortgage industry professional Matt Coles and supported by FirstFunding, Inc., this podcast brings you exclusive strategies, real-world experiences, and expert interviews designed to help you excel. Whether you're a seasoned pro or just beginning your journey, the Non-Del Influencers Podcast will help you unlock success in the Non-Delegated Correspondent space.

🎧 Find more episodes at: https://www.NonDelInfluencersPodcast.com

📚 Find Non-Delegated Correspondent resources at: https://www.NonDelInfluencers.com

💼 Learn more about FirstFunding at: https://www.FirstFundingUSA.com

🛠️ The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.

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Hosted by Matt Coles, Non-Del Influencers is a podcast for professionals navigating the specific and often complex world of non-delegated lending. This isn't about general business theory; it's a focused resource for those directly involved in or supporting this unique financial model. Each episode breaks down the practical realities of operating as a Non-Delegated Lender, translating intricate processes into actionable insights you can apply immediately. The conversations go beyond the basics, tackling the operational hurdles, risk management strategies, and partnership dynamics that define success in this space. You'll hear from experienced voices who understand the day-to-day challenges, offering clarity on everything from deal structuring and compliance to building effective workflows and training your team. The aim is to build a deeper, working knowledge across your entire organization, providing valuable context for your staff and business partners alike. By tuning in, you gain access to a dedicated discussion that equips you with the nuanced understanding required to make informed decisions and streamline your business operations. This podcast serves as an ongoing education for anyone committed to excelling in the non-delegated lending field, fostering a community focused on practical expertise and professional growth.
Author: Language: English Episodes: 48

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