Episode 45: Recapping Texas' 89th Legislative Session

Episode 45: Recapping Texas' 89th Legislative Session

Author: Texas State Affordable Housing Corporation August 7, 2025 Duration: 1:06:12
The legislative session may be over, but the conversation is just getting started. In this episode, we break down Texas’ 89th Legislative Session with Bryan Tony (Dallas Housing Coalition) and Todd Kercheval (Kercheval & Associates), exploring the legislative progress made for affordable housing and what it means for the future of housing policy in Texas.

On the House is a resource for anyone thinking about buying a home, especially in Texas, where the process can feel overwhelming. This podcast breaks down the journey into understandable parts, from saving for a down payment to navigating closing paperwork. It’s produced by the Texas State Affordable Housing Corporation, a nonprofit organization with a practical mission: helping people access down payment grants and tax credits to make homeownership a reality. Episodes tackle common questions and misconceptions, offering clear explanations of financial terms and program eligibility. You’ll hear straightforward advice and real stories that demystify the path to owning a home. The goal is to provide listeners with reliable, actionable information, turning a complex life goal into a series of manageable steps. Tune in for conversations that feel like getting trusted guidance from an expert who wants you to succeed, not just sell you something. It’s a podcast dedicated to making the dream of a home feel genuinely attainable, focusing on the tools and knowledge that can help you get there. The tone is informative yet approachable, designed for first-time buyers or anyone who needs a refresher on the current landscape of affordable housing programs. Each discussion is grounded in the experience of an organization that has been directly involved in creating homeownership opportunities for Texans.
Author: Language: en-us Episodes: 48

On the House
Podcast Episodes
Episode 7: Applying for a Mortgage Loan (Part One) [not-audio_url] [/not-audio_url]

Duration: 29:24
We get it – buying a home is a long-term commitment. That’s exactly why you’ll want to go into the process with a lender you trust and with as much information as possible. This episode features our very own Sarah Ellino…
Episode 6: Shopping for a Home [not-audio_url] [/not-audio_url]

Duration: 20:26
Shopping for your first home is always exciting, but there are a few things that first-time home buyers need to keep in mind while looking for their dream home. Sit down with our host, Frank Duplechain III, and REALTOR®…
Episode 5: The Pre-Approval Process [not-audio_url] [/not-audio_url]

Duration: 22:21
What goes into calculating a pre-approval? Do you know your DTI ratios? Join Connie Tharp with Hometrust Mortgage and TSAHC’s very own Joniel LeVecque as we discuss the process of finding a lender, discover how mortgage…
Episode 4: Down Payment Requirements and Closing Costs [not-audio_url] [/not-audio_url]

Duration: 16:30
Do you know the difference between the down payment and closing costs? What about the minimum down payment requirements for each loan type? Jordan O’Brien with Cardinal Financial Company joins TSAHC’s Joniel LeVecque to…
Episode 3: Understanding the Importance of Credit [not-audio_url] [/not-audio_url]

Duration: 30:28
Your credit score is one of the biggest factors that lenders will use to qualify you for a mortgage. Is your credit score keeping you from buying a home, or do you simply want to learn more about how your score is determ…
Episode 2: Get Educated on the Home Buying Process [not-audio_url] [/not-audio_url]

Duration: 28:02
Buying a home is one of the biggest financial decisions most of us will ever make. Fortunately, there are nonprofit resources that can help guide you through the process. Franky Bonilla with Supreme Lending joins TSAHC’s…
Episode 1: Intro to TSAHC [not-audio_url] [/not-audio_url]

Duration: 32:47
Welcome to On the House, a podcast about homeownership and the home buying process. For our first episode, we'll introduce ourselves and answer some frequently asked questions about our down payment assistance programs.…