#83 You May Be Covered by a Non-Admitted Insurer and Not Know It

#83 You May Be Covered by a Non-Admitted Insurer and Not Know It

Author: One Interesting Thing About Insurance August 27, 2025 Duration: 19:06

Robert is joined by Cece Denno, excess and surplus lines insurance market expert. The two talk about the interesting things E&S can cover that admitted carriers do not, the brokers that have special licenses in order to offer these E&S policies, and how some households and businesses may have coverage from a non-admitted carrier and not even realize it.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Check out Cece’s other podcasts here:

Ever wonder about the hidden rules that shape our everyday risks and rewards? One Interesting Thing About Insurance digs into exactly that, hosted by veteran insider Robert Uribe. This isn't a dry industry lecture; it's a collection of short, engaging stories and conversations that uncover the surprising, and sometimes downright strange, ways insurance logic touches everything. You'll hear about the peculiar clauses that govern your commute, the fine print behind a weekend hobby, or the historical quirks that built modern policies. Uribe frames each episode around a single, compelling concept, making the often-opaque world of premiums, liability, and claims suddenly relatable and consequential to your own world. The tone is curious and accessible, blending education with a light, conversational touch-think of it as learning the "why" behind the rules you live by, without the jargon. Tune in to this podcast for a unique perspective that connects the dots between the contracts we often ignore and the daily choices we all make.
Author: Language: en-us Episodes: 91

One Interesting Thing About Insurance
Podcast Episodes
#40 Holiday Parties [not-audio_url] [/not-audio_url]

Duration: 24:59
Robert is heading to holiday parties and uses the topic as a springboard to review a few things covered in previous episodes and answer listener questions.
#39 Kidnap and Ransom Insurance [not-audio_url] [/not-audio_url]

Duration: 33:32
Robert is joined by Da’Sha to discuss kidnappings while vacationing or traveling on business to foreign countries. There is insurance for that! BMFCE: Insurance producers and adjusters can earn insurance continuing educa…
#38 The Lender’s Letter [not-audio_url] [/not-audio_url]

Duration: 26:33
Robert received a letter from his lender stating they needed proof of his master condo association insurance. He and Damon examine why they need this proof and what they will do if they don’t get it. They also riff on un…
#37 Thoughts on Halloween [not-audio_url] [/not-audio_url]

Duration: 24:59
Robert and Damon share thoughts on how Halloween has changed over generations and why homeowners should be concerned about masked children running loose on their property. Extra tips on what to do if you find yourself in…
#36 Terrorism Coverage [not-audio_url] [/not-audio_url]

Duration: 28:21
Robert talks about how his girlfriend doesn’t understand the college football rivalry between Michigan State and the University of Michigan, the conflict in Israel and Gaza, and how terrorism is covered under property in…
#35 High Standards [not-audio_url] [/not-audio_url]

Duration: 26:06
Robert is sounding somber in this episode in which he talks about the dismissal of Mel Tucker, head coach of the Michigan State University Spartans football team. As a proud alumnus, he offers no excuses for bad behavior…
#34 The Company Retreat [not-audio_url] [/not-audio_url]

Duration: 31:59
Robert is joined by Ashley to talk about the recent company retreat in Sedona, Arizona. There was an injury on the jeep tour, random customers serving drinks at a dinner show, hotel employees making accusations of infide…
#33 Pet Insurance [not-audio_url] [/not-audio_url]

Duration: 20:35
Robert visits with his sister, Laura, to talk about her dog, the possibility of serious injury or cardiac arrest, animal CPR and cats that only eat soup.
#32 Vehicle Service Contracts [not-audio_url] [/not-audio_url]

Duration: 33:47
While Robert was in Chicago on business, Da’Sha bought herself a used Mercedes. Robert returns to discuss her recent experience purchasing a vehicle service contract from the car dealership. BMFCE: Insurance producers an…
#31 School Bus Stops [not-audio_url] [/not-audio_url]

Duration: 25:56
Robert is joined by his son, Damon, to share stories about his uncle who used to drive a school bus and how Robert wouldn’t walk his son to the school bus stop when he was in first grade.