9 Rules of Money I Wish I Knew Sooner

9 Rules of Money I Wish I Knew Sooner

Author: Michael Zuber June 16, 2024 Duration: 18:31

In this episode, I share the nine essential rules of money that I wish I had known decades ago. These insights can transform your financial future by focusing on key principles like disposable income, delayed gratification, and leveraging your job as a superpower. We also discuss the importance of having the right circle of friends, becoming elite at one thing, and the reality of social media's impact on financial perceptions. Join me for a deep dive into these valuable lessons and learn how to apply them to achieve financial freedom.

[00:00] - Introduction to the nine rules of money and the importance of understanding disposable income over total income.

[00:21] - The significance of tracking and growing your disposable income for financial freedom.

[02:47] - Delayed gratification as a superpower during the grind phase of life.

[05:02] - Viewing your job as a key to financial success and the importance of making it work for you.

[06:42] - The necessity of surrounding yourself with like-minded, supportive friends who share your financial goals.

[08:18] - Focusing on becoming elite at one thing rather than diversifying too early.

[10:08] - Accepting that the first five years of the financial journey will be challenging and sticking with it.

[11:24] - Understanding that inflation is a feature, not a bug, and how to use it to your advantage with fixed-rate debt.

[13:20] - Realizing that it only takes four rental properties to change your life and that bigger is not always better.

[14:20] - The misleading nature of social media and the importance of curating your feed to avoid unnecessary stress and envy.


Thank you for tuning in! If you enjoyed this episode, please rate, follow, share, and review the podcast. Your support helps us continue bringing valuable content to you. Don't forget to check out the links and resources mentioned, and join our community for more exclusive insights and opportunities. See you next time!


📖 BUY One Rental at a Time https://amzn.to/3jt3JFx 📣 Audible Version Here https://amzn.to/3jtLDTQ OR 🏆 Buy 15 Conversations with Real Estate Millionaires https://amzn.to/3JwEsVm Dion from Dion Talk is Narrator!!! NOW ON AUDIBLE https://www.audible.com/pd/B0BDPSZW3Y/?source_code=AUDFPWS0223189MWT-BK-ACX0-322007&ref=acx_bty_BK_ACX0_322007_rh_us 📸 INSTAGRAM: Please follow. Daily original content! https://www.instagram.com/onerentalatatime/ 📬 (MUST JOIN!) PRIVATE Facebook Group: One Rental at a Time Works This is a VERY private group that is only available to my students of "How to Get Started One Rental at a Time" In the group, you will be around hundreds of other students all doing the work. Please introduce yourself when you join! JOIN HERE: https://bit.ly/3tEQhRm TEACHABLE COURSES: Join the THOUSANDS of students changing their financial future with DAILY execution! 💎 How to Get Started One Rental at a Time: This course is changing lives! Investors focus and do the daily work required to learn their market and only do GOOD Deals. JOIN HERE: https://bit.ly/3uDrkHq 💸 Get Money Right: This course is about making you the CFO of your money. It shows you how choices can keep you poor or set you free. It highlights your Financial Health Score and provides a monthly budget to help you track spending. JOIN HERE: https://bit.ly/3wbN9yr 📲 MENTORING OPTION: I built my courses to run without me but some folks find themselves in interesting situations and they want to ask questions directly. So after much thought I have created this option that includes one “30 Minute Mentoring” session that can be used at students request. JOIN HERE: https://bit.ly/3hivsc5 ✍️ FREE COURSE: I put together a Free Course so people can get to know me a little more and have fun getting started with no cost. JOIN HERE: https://bit.ly/3hdMbgK 📣AUDIOBOOK: https://amzn.to/3jtLDTQ PLEASE LEAVE 5 Stars! *** Tag me on IG with a book selfie! 🧢 MERCH: I have created some fun merchandise designed by my daughter. Check out Merch Page here: https://one-rental-at-a-time.myshopify.com/


Michael Zuber’s One Rental At A Time is for anyone who’s ever looked at real estate investing from a distance, intrigued by the possibility of financial independence but convinced their current schedule makes it impossible. This podcast dismantles that assumption by focusing on the steady, incremental approach that its title suggests. Instead of complex theories or get-rich-quick schemes, you’ll hear practical conversations about the tangible steps involved in acquiring and managing rental properties. The discussions stem from Michael’s own journey and the experiences of many others who have built a meaningful second income stream through this method. Each episode feels like a straightforward talk about turning a sidelined idea into a actionable plan, addressing the real balancing act between work, family, and building something for the future. Tuning into this podcast, you’ll find a grounded resource in the business and investing space, one that emphasizes how long-term holding and thoughtful acquisition can quietly reshape your financial landscape without demanding you upend your existing life overnight.
Author: Language: en-us Episodes: 100

One Rental At A Time
Podcast Episodes
18 Year Old Interviews a Multi Millionaire [not-audio_url] [/not-audio_url]

Duration: 35:21
Links & ResourcesFollow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠Check out our recommended tool: ⁠Prop Stream⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcas…
House Hacking is The Cheat Code to WEALTH for this Amazing Couple!!! [not-audio_url] [/not-audio_url]

Duration: 36:30
This amazing couple turned their home into a money-making machine, accelerating their path to financial freedom! Learn how they leveraged house hacking to build wealth, reduce expenses, and scale their real estate portfo…
Friday Financial Wrap-Up: Key Market Moves This Week [not-audio_url] [/not-audio_url]

Duration: 6:17
Links & ResourcesFollow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠Check out our recommended tool: ⁠Prop Stream⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcas…
RATES DOWN!! Will we get a crash up or down in PRICES?? [not-audio_url] [/not-audio_url]

Duration: 6:57
Mortgage rates are falling, but what does that mean for home prices? Will we see a surge in demand and skyrocketing prices, or is a major correction still on the horizon? Don't miss this deep dive into the housing market…
Worst Case Scenario!! Stagflation 2025!! [not-audio_url] [/not-audio_url]

Duration: 11:24
The economy is at a crossroads—high inflation, stagnant growth, and rising unemployment could create the perfect storm. Are we headed for a brutal stagflation cycle? What does it mean for real estate, stocks, and everyda…
Housing Market Stalls in February!! What is Next? [not-audio_url] [/not-audio_url]

Duration: 15:03
The real estate market just hit a major slowdown—buyers are hesitating, sellers are pulling back, and inventory is stuck. Is this the calm before the storm or just a seasonal dip? Tune in as we break down the latest tren…
Trump to Blame Biden for Recession [not-audio_url] [/not-audio_url]

Duration: 10:11
As economic uncertainty looms, Trump is gearing up to pin the blame on Biden for a potential recession. But is it really that simple? In this episode, we break down the political and economic factors at play, the market'…
How a Couple Went From 0 to 10+ Units in 4+ Years [not-audio_url] [/not-audio_url]

Duration: 22:33
This power couple started with nothing and built a 10+ unit real estate portfolio in just 4 years! How did they scale so quickly? What strategies did they use to finance, find deals, and manage properties? Tune in to hea…
COULD TARIFFS CREATE GREAT DEPRESSION 2.0??? [not-audio_url] [/not-audio_url]

Duration: 7:28
Are we on the brink of an economic meltdown? With new tariffs shaking global trade, could history repeat itself and send us into a Great Depression-style downturn? We break down the risks, the impact on housing, and what…
MULTI FAMILY CRASHING IN NEW YORK!!! [not-audio_url] [/not-audio_url]

Duration: 28:55
New York’s multi-family real estate market is taking a hit—but why? High interest rates, tightening regulations, and shifting demand are shaking up the market. Is this a buying opportunity or a disaster in the making? Tu…