Housing Unaffordable! Prices must CRASH

Housing Unaffordable! Prices must CRASH

Author: Michael Zuber July 10, 2024 Duration: 17:16

In this episode, I address the growing concerns about housing affordability and the predictions of a market crash. We analyze historical data from the early 1980s to understand the impact of high mortgage payments on home prices and transactions. We also discuss the current trends in new construction, home builder price adjustments, and the implications of the upcoming Fed meeting. Join me as I break down the facts and debunk the myths surrounding the housing market's future.


Key Talking Points with Timestamps

[0:00] Introduction to Housing Affordability Concerns - Discussion on the rising concerns about housing affordability leading to a market crash.

[0:57] Historical Analysis - Comparison of current affordability issues to the early 1980s and their impact on home prices.

[2:28] Kobayashi Letter Highlights - Examination of the Kobayashi letter's findings on mortgage payments as a percent of income.

[4:55] Transaction Trends - Analysis of historical transaction data during periods of high mortgage payments.

[6:25] New Construction Inventory - Cities with the highest percentage of new construction in active listings.

[8:10] Home Builder Price Declines - Evaluation of price declines among major home builders like Lennar, KB Home, and Pulte.

[10:34] Fed Meeting Predictions - Discussion on the potential for a September rate cut and its market implications.

[12:03] Home Price Increases Since 2020 - Areas with the highest home price increases since March 2020.

[13:30] School Community Updates - Information on recent and upcoming events in the school community.

[15:04] Encouragement to Join the Community - Invitation to join the school community for networking and educational opportunities.


Links & Resources


Michael Zuber’s One Rental At A Time is for anyone who’s ever looked at real estate investing from a distance, intrigued by the possibility of financial independence but convinced their current schedule makes it impossible. This podcast dismantles that assumption by focusing on the steady, incremental approach that its title suggests. Instead of complex theories or get-rich-quick schemes, you’ll hear practical conversations about the tangible steps involved in acquiring and managing rental properties. The discussions stem from Michael’s own journey and the experiences of many others who have built a meaningful second income stream through this method. Each episode feels like a straightforward talk about turning a sidelined idea into a actionable plan, addressing the real balancing act between work, family, and building something for the future. Tuning into this podcast, you’ll find a grounded resource in the business and investing space, one that emphasizes how long-term holding and thoughtful acquisition can quietly reshape your financial landscape without demanding you upend your existing life overnight.
Author: Language: en-us Episodes: 100

One Rental At A Time
Podcast Episodes
Top ECONOMIST Exposes the DARK TRUTH About the MIDDLE CLASS [not-audio_url] [/not-audio_url]

Duration: 57:31
Is the middle class on the verge of collapse? In this eye-opening episode, a top economist reveals the harsh realities facing the middle class and why their financial future may be in more danger than ever before. Links…
What Could Go Wrong? 10% CAP on Credit Card Rates!!! [not-audio_url] [/not-audio_url]

Duration: 17:39
A 10% cap on credit card interest rates sounds like a win for consumers—but is it really? In this episode, we explore the potential fallout from capping rates and what it could mean for banks, credit markets, and the eco…
The Shocking Truth About the Fed's Inflation Strategy [not-audio_url] [/not-audio_url]

Duration: 55:50
Is the Federal Reserve’s approach to tackling inflation hiding some surprising truths? In this episode, we uncover the shocking reality behind the Fed's strategy and what it means for your wallet, the markets, and the fu…
Youth Unemployment at 18.8% [not-audio_url] [/not-audio_url]

Duration: 16:50
With youth unemployment soaring to a staggering 18.8%, the economic future of an entire generation is at risk. What’s driving this spike, and what does it mean for the broader economy? In this episode, we break down the…
IS DUMB MONEY BACK? [not-audio_url] [/not-audio_url]

Duration: 13:44
Is "dumb money" flooding the market again, driving risky bets and questionable investments? In this episode, we dive into the signs that inexperienced investors are making a comeback and what that could mean for the stoc…
Home Prices Must Collapse as Demand Crashes [not-audio_url] [/not-audio_url]

Duration: 21:49
The housing market is on the edge, and demand is plummeting fast! Are home prices about to collapse? In this episode, we break down why the market is facing serious trouble, what’s causing the demand crash, and how it co…
THE FED IS SCARED!!! What Happens to Stocks??? [not-audio_url] [/not-audio_url]

Duration: 25:51
The Federal Reserve is on edge, and their fear could shake the stock market to its core. What’s driving their anxiety, and how will it impact your investments? In this episode, we dive deep into the Fed’s latest moves an…
Return to Office Mandate EXPOSES HUGE Housing Market Risk [not-audio_url] [/not-audio_url]

Duration: 56:16
As companies enforce return-to-office mandates, a hidden threat to the housing market is emerging. Could this shift spark a new housing crisis? In this eye-opening episode, we uncover the risks that no one is talking abo…
FED IS SCARED: How to Prevent Hundreds of Bank Failures [not-audio_url] [/not-audio_url]

Duration: 19:13
The Federal Reserve is scrambling to prevent a potential wave of bank failures. In this critical episode, we dive into why the Fed is so alarmed and what steps they might take to stop the bleeding. Could their actions be…
The Fed is Terrified!!! What Comes Next? [not-audio_url] [/not-audio_url]

Duration: 23:48
In this urgent episode, we discuss why the Federal Reserve is in panic mode and what their next move might be. With the economy on edge and markets reacting, what’s the Fed really afraid of, and how will it impact you? F…