Housing Unaffordable! Prices must CRASH

Housing Unaffordable! Prices must CRASH

Author: Michael Zuber July 10, 2024 Duration: 17:16

In this episode, I address the growing concerns about housing affordability and the predictions of a market crash. We analyze historical data from the early 1980s to understand the impact of high mortgage payments on home prices and transactions. We also discuss the current trends in new construction, home builder price adjustments, and the implications of the upcoming Fed meeting. Join me as I break down the facts and debunk the myths surrounding the housing market's future.


Key Talking Points with Timestamps

[0:00] Introduction to Housing Affordability Concerns - Discussion on the rising concerns about housing affordability leading to a market crash.

[0:57] Historical Analysis - Comparison of current affordability issues to the early 1980s and their impact on home prices.

[2:28] Kobayashi Letter Highlights - Examination of the Kobayashi letter's findings on mortgage payments as a percent of income.

[4:55] Transaction Trends - Analysis of historical transaction data during periods of high mortgage payments.

[6:25] New Construction Inventory - Cities with the highest percentage of new construction in active listings.

[8:10] Home Builder Price Declines - Evaluation of price declines among major home builders like Lennar, KB Home, and Pulte.

[10:34] Fed Meeting Predictions - Discussion on the potential for a September rate cut and its market implications.

[12:03] Home Price Increases Since 2020 - Areas with the highest home price increases since March 2020.

[13:30] School Community Updates - Information on recent and upcoming events in the school community.

[15:04] Encouragement to Join the Community - Invitation to join the school community for networking and educational opportunities.


Links & Resources


Michael Zuber’s One Rental At A Time is for anyone who’s ever looked at real estate investing from a distance, intrigued by the possibility of financial independence but convinced their current schedule makes it impossible. This podcast dismantles that assumption by focusing on the steady, incremental approach that its title suggests. Instead of complex theories or get-rich-quick schemes, you’ll hear practical conversations about the tangible steps involved in acquiring and managing rental properties. The discussions stem from Michael’s own journey and the experiences of many others who have built a meaningful second income stream through this method. Each episode feels like a straightforward talk about turning a sidelined idea into a actionable plan, addressing the real balancing act between work, family, and building something for the future. Tuning into this podcast, you’ll find a grounded resource in the business and investing space, one that emphasizes how long-term holding and thoughtful acquisition can quietly reshape your financial landscape without demanding you upend your existing life overnight.
Author: Language: en-us Episodes: 100

One Rental At A Time
Podcast Episodes
Why is Everyone Broke All the Time? [not-audio_url] [/not-audio_url]

Duration: 18:13
In this episode, we explore the question, "Why is everyone broke all the time?" and dive deep into the reasons behind chronic financial struggles. Joined by Matt and Dion, we discuss the impact of consumer habits, the ev…
Housing Market To Freeze?! [not-audio_url] [/not-audio_url]

Duration: 16:41
In this episode, we discuss the anticipated freeze in the housing market during the second half of 2024 and what this means for you. I provide insights into the latest jobs report, share a detailed analysis of the Las Ve…
LAID OFF!! NOW WHAT?! [not-audio_url] [/not-audio_url]

Duration: 26:33
In this episode, we dive into the challenging topic of unexpected layoffs and how to navigate through them. I sit down with Tony, a former U.S. Army engineer officer and now a real estate investor, to discuss his recent…
If you Do Not Have $100,000 Cash, Do This Now [not-audio_url] [/not-audio_url]

Duration: 53:50
In this episode, we discuss the crucial steps you need to take if you don't have $100,000 in cash and want to build your financial foundation. Drawing inspiration from Alex Hormozi and the late Charlie Munger, I share pr…
Avoid These Common Mistakes to Escape Financial Struggles [not-audio_url] [/not-audio_url]

Duration: 13:41
In this episode, we explore the top ten reasons why people struggle financially and how to avoid these common pitfalls. I share personal anecdotes and insights to help you understand and overcome these financial challeng…
Bill McBride Talks Broken Housing Market [not-audio_url] [/not-audio_url]

Duration: 14:54
In this episode, I sit down with Bill McBride, also known as Calculated Risk, to discuss the current state of the housing market. Bill, who successfully predicted both the housing market top in 2007 and the bottom in 201…
17 Year Cycle To Crash Stock Market and Real Estate Market in 2025 [not-audio_url] [/not-audio_url]

Duration: 44:54
In this episode, we dive into the intriguing topic of the 17-year cycle that many believe will lead to a significant crash in the stock and real estate markets by 2025. I sit down with market expert Bernard to discuss re…
WARNING!!! LENDERS ARE PULLING BACK!!! [not-audio_url] [/not-audio_url]

Duration: 10:49
In this episode, we sit down with Matthew Mortgage Guy to discuss an alarming trend in the mortgage industry: lenders are tightening their lending criteria. We explore what this means for home buyers, why lenders are pul…
RECESSION STARTS TODAY!!! [not-audio_url] [/not-audio_url]

Duration: 33:55
In this week's episode, we dive into the potential economic impacts of the upcoming presidential election and discuss recent job market trends. We also explore the state of the New York and Las Vegas housing markets, hig…
Warning Signs! When Will the Recession Hit? [not-audio_url] [/not-audio_url]

Duration: 12:21
In this episode, we sit down with Taylor from Life Goal Investments to discuss the current economic landscape and the potential for a recession. We delve into recent inflation data, job market trends, and the impact of t…