Price or Terms: A Smarter Exit for Tired Landlords

Price or Terms: A Smarter Exit for Tired Landlords

Author: Dawn Rickabaugh | Expert Advice for building wealth through Owner Financing & Note Investing September 13, 2026 Duration: 33:32

In this episode of Landlord Liberation Method, Dawn Rickabaugh explores how seller financing can help longtime landlords turn property equity into steady retirement income while potentially spreading out their tax burden. Through a real-world $800,000 property negotiation and a conversation with investor Raul, Dawn breaks down creative strategies including installment sales, seller-carried notes, and lease purchases for sellers who are stuck on their price. The conversation highlights a powerful principle: sellers may be able to get the price they want when they’re willing to offer the right terms—while creating income, reducing management headaches, and building a financial legacy for their heirs.


Dawn Rickabaugh has spent years mastering the nuanced world of real estate finance, and in her Owner Financing & Note Investing Podcast, she pulls back the curtain on strategies that often fly under the radar. This isn't about chasing the next hot market; it's about understanding the powerful intersection of creative financing and asset acquisition. Each episode feels like a direct conversation with an expert who genuinely wants to demystify the process, breaking down how seller financing works and how you can build a resilient portfolio by investing in the mortgage notes themselves. You'll hear practical insights on evaluating deals, managing risk, and structuring agreements that benefit both buyers and investors. The dialogue here moves beyond generic advice to explore the real "dance between property and paper," offering a clear path toward building tangible wealth without relying on traditional banks. Whether you're an experienced investor looking to diversify or someone curious about alternative avenues in real estate, this podcast provides a steady stream of actionable knowledge. Dawn’s approach makes complex topics accessible, turning the often-intimidating mechanics of notes and owner carry-backs into understandable steps you can apply. Tune in to discover how these methods can create cash flow, expand your control over assets, and fundamentally change your approach to building financial independence through real estate.
Author: Language: English Episodes: 50

Owner Financing & Note Investing Podcast with Dawn Rickabaugh
Podcast Episodes
The Perfect Storm for Note Buyers? Housing Market Warnings Ahead [not-audio_url] [/not-audio_url]

Duration: 24:36
In this episode of the Note Queen's Property & Paper Live, Dawn Rickabaugh shares key takeaways from a recent note investing conference and dives into what may be ahead for the real estate and note-buying markets. The di…
From Colonial America to Today: The Roots of Seller Financing [not-audio_url] [/not-audio_url]

Duration: 25:29
Seller financing has historically been the default way to buy real estate long before modern banks existed - and remains a powerful, underutilized strategy in today's market. This lighthearted and value-packed episode fo…
Say Goodbye to Bank Loans: Building Wealth Outside of Wall Street [not-audio_url] [/not-audio_url]

Duration: 30:40
In this episode, Dawn shares her passion for owner financing and note investing as a way to create financial freedom outside traditional banks and Wall Street. She emphasizes that a private secondary market for mortgage…
A Superpower You'll Need in this Market: No Risk Seller Financing! [not-audio_url] [/not-audio_url]

Duration: 26:05
This podcast episode focuses on how real estate agents and buyers can use owner (seller) financing as a powerful alternative to traditional bank loans, especially in a slower market where deals are falling through. Dawn…
Craigslist For the Win: How I Made a 24% ROI [not-audio_url] [/not-audio_url]

Duration: 24:40
In this episode of Property and Paper Live, Dawn Rickabaugh breaks down a real-world note deal she sourced from Craigslist and explains how understanding seller financing, time value of money, and human dynamics can turn…
Silver, AI & Epstein - Reading a Recent Email [not-audio_url] [/not-audio_url]

Duration: 10:11
Here are the links I referenced:Silver: 1) Silver runs out on this date - most aren't ready 2) The next biggest commodities boom is just getting startedEpstein: 1) Controlled Disclosure, Functional Sacrifice and the Arch…
Buying and Selling Partials - The Note Industry's Magic [not-audio_url] [/not-audio_url]

Duration: 31:17
The second half of the recording is hosted exclusively in our Citizens of the Realm free private community. Join to access the Full Replays of our Property & Paper Live Sessions:https://my.notequeen.com/communities/group…