How to Get the Right Credit Card: We're Going Back to School for a Better Approach

How to Get the Right Credit Card: We're Going Back to School for a Better Approach

Author: Lee Enterprises December 15, 2025 Duration: 27:10

In this episode of PennyWise, host John Kiernan and guest Dr. Jessica G. Zeiss from Ball State University discuss the best ways to go about getting a credit card. It might seem like a simple topic, but there’s a lot more that goes into choosing the right credit card and actually getting approved than most people realize. John and Dr. Zeiss cover the process of getting a credit card from start to finish, highlighting money-saving strategies to use as well as costly pitfalls to avoid. They also talk about why getting a credit card is so important to achieving overall financial success and how many credit cards you should have. John answers some of your questions, too.

More on this episode from WalletHub: 

You can compare credit card offers on WalletHub to find the best card for your needs. You can also reference WalletHub’s editors’ picks for the best credit cards for building credit, rewards, 0% APR and more. 


Ever feel like your financial goals and your desire to explore the world are constantly at odds? PennyWise: Personal Finance & Travel Tips digs into that very tension, offering a practical and surprisingly optimistic look at how to manage your money while still funding your adventures. Hosted by Lee Enterprises, this podcast moves beyond dry financial advice, weaving together conversations about smart investing, everyday budgeting, and the cultural richness that travel brings. Each episode introduces you to a different financial expert with actionable strategies, but the focus remains on real-life application-how a solid investment today can mean a memorable trip tomorrow, or how understanding local economies can deepen your travel experiences. You’ll hear discussions that connect market trends to personal savings plans, and thoughtful segments on how the places we visit shape our perspective on value and community. It’s a blend of street-smart finance and genuine curiosity about the world, designed for anyone who believes building wealth shouldn’t mean staying put. Tune in for a fresh take that makes financial planning feel less like a restriction and more like the key to unlocking meaningful experiences, all within a budget that makes sense for you.
Author: Language: en-us Episodes: 100

PennyWise: Personal Finance & Travel Tips
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