Why Should You Be Concerned About Paying for College

Why Should You Be Concerned About Paying for College

Author: Chuck Moore, CCFC, Al Hoffman, CCA and Gary Carpenter, CPA, CCA September 1, 2025 Duration: 6:37

If you’re a parent, you’ve probably already noticed that tuition and fees don’t look anything like they did when you were in school. And if you’re a student, you may already be concerned about how you’ll pay for your education.

The truth is, college costs are going up, and they’re going up faster than most people’s income. However, the good news is that if you understand what’s driving these costs and plan ahead, you can prepare to pay a reasonable amount and avoid being caught off guard.


Navigating the financial aid process for college can feel like deciphering a complex code, especially with significant updates on the horizon. The Prepare For College, LLC podcast, hosted by experts Chuck Moore, Al Hoffman, and Gary Carpenter, breaks down that code into understandable terms. Their combined expertise as Certified College Financial Consultants and a Certified Public Accountant focuses squarely on the practicalities of funding higher education. Each episode delves into the major changes coming to the 2026-2027 FAFSA, explaining not just the "what" but the "so what" for families. Beyond the forms, conversations explore broader strategies for selecting the right school and managing the entire spectrum of college expenses without crippling debt. This isn't theoretical advice; it's actionable guidance from professionals who deal with these numbers and policies daily. Tuning in provides clarity and a sense of control during a typically stressful planning phase. Whether you're a parent starting to save or a student finalizing applications, this podcast serves as a reliable resource for making informed, confident decisions about one of life's biggest investments.
Author: Language: English Episodes: 77

Prepare For College, LLC
Podcast Episodes
Selecting The Right College [not-audio_url] [/not-audio_url]

Duration: 20:09
Selecting the right college is a significant decision because it impacts multiple facets of your life, both in the short and long term. Your choice of college can influence your career trajectory. Schools with strong alu…
Importance Of A Good College Search [not-audio_url] [/not-audio_url]

Duration: 18:20
The college search process is a significant step in shaping your future. A thorough search helps you avoid choosing a school for the wrong reasons, like pressure from peers or family, without considering your own needs.…
What Is My Career Going To Be [not-audio_url] [/not-audio_url]

Duration: 11:24
Your career depends on many factors, such as your skills, interests, values, education, and opportunities you pursue. Think about what you're good at (your skills), what you enjoy doing (your passions), and what matters…
Standardized College Tests - What You Need To Know [not-audio_url] [/not-audio_url]

Duration: 13:29
College standardized tests are exams that assess high school students' academic abilities and readiness for college. These tests provide colleges with a uniform measure to compare applicants from different educational ba…
What Do I Look For When Selecting A College Financial Planner [not-audio_url] [/not-audio_url]

Duration: 14:18
Choosing a college financial planner can be a significant step toward managing college expenses effectively. Look for a financial planner specializing in college planning, not just general financial advising. They should…
Do You Need Help From A Professional With College Issues [not-audio_url] [/not-audio_url]

Duration: 12:32
Deciding whether to seek help from a professional regarding college issues can depend on your specific situation. If you're facing specific challenges, it might be worth reaching out to the relevant office or professiona…
SAI Replaced the EFC and What You Need to Know [not-audio_url] [/not-audio_url]

Duration: 17:46
The term "Expected Family Contribution" (EFC) is being replaced with "Student Aid Index" (SAI). This change reflects a shift in focus from what families are expected to contribute to the aid available for students. The S…
Digital FAFSA [not-audio_url] [/not-audio_url]

Duration: 16:20
The Free Application for Federal Student Aid (FAFSA) is essential for students seeking financial aid for college. The digital FAFSA can be completed online at the official FAFSA website. This process allows students to a…
FAFSA SAI Explained and Reviewed [not-audio_url] [/not-audio_url]

Duration: 15:56
FAFSA SAI refers to the Student Aid Index (SAI), a concept introduced in the 2024-2025 FAFSA (Free Application for Federal Student Aid) process. The SAI replaces the previous Expected Family Contribution (EFC) used to de…
Why Should You Complete College Financial Aid Forms [not-audio_url] [/not-audio_url]

Duration: 19:44
Many colleges and universities require financial aid forms to determine eligibility for scholarships, grants, and loans. Completing these forms can unlock significant financial support.