He fell and he couldn't get up

He fell and he couldn't get up

Author: Diane Stoddart, Certified Long Term Care Consultant, CLTC March 26, 2026 Duration: 13:39
Preparing For Tomorrow podcast
BusinessEducationMarketing
This week, I'm sharing a story of what happened when I was walking my dog on Saturday. This can happen to anyone. We don't have to be old or sick to have an accident. So many people wait to buy LTC insurance because it's for old people, but 1/3 of people receiving care today are under age 65. And we need to be healthy enough to qualify for coverage. If we wait until after an accident, or a diagnosis, or a medicine that insurance companies won't accept, our options narrow or disappear. Also, we need to encourage our older family members to not be afraid to tell on themseloves when they fall. Even after a big event that causes us to need help living through our days, owning LTC insurance increases the probability that we can stay home to get the help we need. View both current and projected costs of care where you live here Then schedule with me to start designing your plan here

Diane Stoddart brings a professional yet deeply personal perspective to the complex world of long-term care planning in Preparing For Tomorrow podcast. As a Certified Long Term Care Consultant, she understands that preparing for future care needs involves more than just finances-it's about safeguarding your family's well-being and peace of mind. Each conversation cuts through the industry jargon to clarify the real options available, from insurance products to legal strategies, all aimed at protecting your life savings from being depleted by unexpected care costs. You'll hear Diane break down essential concepts and terms, making a daunting subject feel manageable and urgent. Alongside expert guests, she explores the emotional and physical dimensions of caregiving, offering a holistic view that acknowledges the full weight of these decisions. This isn't about fear; it's about empowerment through knowledge. Tuning into this podcast provides a straightforward guide to creating a practical plan, ensuring you can face tomorrow with confidence rather than anxiety, knowing your loved ones and your legacy are secure.
Author: Language: English Episodes: 100

Official website RSS
Preparing For Tomorrow podcast
Podcast Episodes
Less healthy? Less Wealthy? Less Young? There are plans for you [not-audio_url] [/not-audio_url]

Duration: 8:59
So many people want a long term care plan with all the bells and whistles. They want a plan that will pay for everything that could ever happen. These plans are often priced higher than a budget allows. Why do people sta…
Just keep throwing seeds [not-audio_url] [/not-audio_url]

Duration: 11:16
This week, Diane uses the Parable of the Sower to share different reactions to LTC planning that occur in the United States. Are you the hard soil? The rocky soil? The thorny soil? The fertile soil? After listening, you…
Questions that must be asked if you're told to self fund LTC needs [not-audio_url] [/not-audio_url]

Duration: 11:20
Many have been advised by a financial planner, estate planning attorney or other professional that they have enough assets to "self-insure" future LTC needs. The question is not "can I afford it?" but "Is this the best u…
LTC in Europe [not-audio_url] [/not-audio_url]

Duration: 12:31
This week, I'm sharing what I learned about public LTC funding in Germany and how it's managed. Their national/local public funding initiative is alreaday underfunded by taxes, and the aging population there is expected…
When Health Interrupts Our Plans [not-audio_url] [/not-audio_url]

Duration: 32:14
This is an episode from 2020 when I interviewed my travel advisor about COVID or other family health issues interrupting travel plans. He created the best 25th anniversary trip to Europe we could have imagined! Contact h…
Which kind of plan is right for me? [not-audio_url] [/not-audio_url]

Duration: 16:25
This week, we're describing who may consider different types of LTC planning strategies and why. Stand-alone/traditional LTC vs. Hybrid Life/LTC vs. Hybrid Annuity/LTC. All provide tax-free benefits for extended care nee…
Understand how different annuities offer LTC benefits [not-audio_url] [/not-audio_url]

Duration: 7:00
In our third week with our couple in their 80s, we consider options to obtain the most LTC benefits from annuities. If you already own annuities, check for a Chronic Illness rider or LTC rider. If there is one, read it c…
How having a plan can help the whole family [not-audio_url] [/not-audio_url]

Duration: 10:43
Last week, I shared how not having a plan can create chaos throughout the whole family when long term care is needed. This week, I used the same need and family but added LTC insurance as a tool to help pay for care expe…
What can happen without a plan? [not-audio_url] [/not-audio_url]

Duration: 10:48
This week, Diane shares a story of what can happen when there is no plan for extended care or long term care. With cataract surgery adjustments today and super dialated eyes, rhis is all that can be said this week. Sorry…

«12345678...10»