nearly 800,000 care workers needed by 2034

nearly 800,000 care workers needed by 2034

Author: Diane Stoddart, Certified Long Term Care Consultant, CLTC May 21, 2026 Duration: 14:03
As baby boomers reach age 80 this year, with the immigrant population in the US diminishing, and seeing the almost 80% turnover of employees in home care, assisted living and nursing home care, we are getting ever closer to the Silver Tsunami. Even today, we don't have enough licensed care givers to meet the need of our aging population. That's before we consider the massive need for geriatricians who provide medical treatment for the elderly. Our primary care physicians are reporting they don't feel comfortable diagnosing or addressing patient questions about dementia. And there are not enough specialists to manage this need. Those with LTC insurance that can be used to pay for care by anyone, licensed or not, are going to be able to help their families help them better and longer when an extended care need shows up. And I say this often - these long term care needs do just show up. We need to prepare for them today, while we're healthy enough to be approved for coverage. You can learn more through the Alzheimer's Association https://www.alz.org/ You can schedule a free consultation with me to start designing your plan here You can schedule a 15 minute "Get to Know You" meeting here

Diane Stoddart brings a professional yet deeply personal perspective to the complex world of long-term care planning in Preparing For Tomorrow podcast. As a Certified Long Term Care Consultant, she understands that preparing for future care needs involves more than just finances-it's about safeguarding your family's well-being and peace of mind. Each conversation cuts through the industry jargon to clarify the real options available, from insurance products to legal strategies, all aimed at protecting your life savings from being depleted by unexpected care costs. You'll hear Diane break down essential concepts and terms, making a daunting subject feel manageable and urgent. Alongside expert guests, she explores the emotional and physical dimensions of caregiving, offering a holistic view that acknowledges the full weight of these decisions. This isn't about fear; it's about empowerment through knowledge. Tuning into this podcast provides a straightforward guide to creating a practical plan, ensuring you can face tomorrow with confidence rather than anxiety, knowing your loved ones and your legacy are secure.
Author: Language: English Episodes: 50

Preparing For Tomorrow podcast
Podcast Episodes
Nursing home care is inevitable unless... [not-audio_url] [/not-audio_url]

Duration: 12:43
In this episode, Diane shares excerpts from a recent LTC Bullet published by The Center for Long Term Care Reform https://centerltc.com/ There is a ton of great research and information at the Center. their mission state…
Alternatives to LTC insurance [not-audio_url] [/not-audio_url]

Duration: 11:48
Sometimes, when long term care insurance or hybrid life/LTC insurance is not available due to health concerns or budget, it's good to know that there are other options that may be available. This week, Diane shares some…
When should we not buy LTC insurance? [not-audio_url] [/not-audio_url]

Duration: 15:07
When is it not a good idea to own LTC insurance? Many people search for long term care insurance simply to avoid letting Medicaid take over and decide where that care is received. We need to consider if the premiums are…
When is it not a good idea to buy LTC insurance? [not-audio_url] [/not-audio_url]

Duration: 14:20
This week, Diane shares some situations when LTC insurance may not be the answer for a family. It's clear that if Diane and her husband had listened to this advice 25 years ago, they would not own LTC insurance today, an…
What are typical exclusions with LTC insurance? [not-audio_url] [/not-audio_url]

Duration: 12:32
Mike emailed asking about typical exclusions or pre-existing concerns with LTC insurance. LTC insurance is governed by Internal revenue Code (IRC) 7702(b). To be able to offer insurance, companies must adhere to this rul…
What's on the menu? [not-audio_url] [/not-audio_url]

Duration: 11:02
Just send me a quote can be compared to going out for dinner, but on a bigger level. When we go out to eat, we consider how hungry we are, what atmosphere we want for dining, what fits our budget, what kind and amount of…
Which is my favorite hybrid LTC plan? [not-audio_url] [/not-audio_url]

Duration: 14:37
This week, because I was the primary caregiver for our very sick dog, I exhausted myself for 10 days (nothing compared to caring for a parent or grandparent for several years). We're replaying one of your most listened t…
What's Your Long Term Care Plan? [not-audio_url] [/not-audio_url]

Duration: 11:49
As promised, here is the link to view my dog's awesome workout routine on Facebook Frank's facebook reels He's doing a little better each day and will hopefully be back to normal in a few more days. On long term care, we…
Guest Interview: Mary Ellen Gilbert with Navacare [not-audio_url] [/not-audio_url]

Duration: 13:58
This week, my guest Mary Ellen Gilbert with https://navacare.org/ shares how we can see the early signs that an aging parent or family member needs more support, even when they insist they're fine. She shares how her com…
How to keep our parents from ruining our plans [not-audio_url] [/not-audio_url]

Duration: 11:33
We all want to wait as long as we can to buy LTC insurance. Too often, health concerns diminish or eliminate what can be offered. In this week's episode, Diane shares consequences that show up when our parent's health an…