Nov. is LTC Awareness Month & Family Caregiver Month - coincidence?

Nov. is LTC Awareness Month & Family Caregiver Month - coincidence?

Author: Diane Stoddart, Certified Long Term Care Consultant, CLTC November 13, 2025 Duration: 14:01
We need to recognize the contributions and sacrifices that family caregivers make to help those they love who can't provide for their own daily needs. The reason most people own LTC insurance is to help those caregivers to not feel alone and isolated. If you don't own LTC insurance and you want to protect your family, assets and choices, schedule time with me to plan here Below are many resources to help caregivers help their loved ones better. Administration for Community Living https://acl.gov/ Alzheimers Association https://www.alz.org/ American Association of Homes and Services for the Aging https://leadingage.org/ Aging Life Care Association https://www.aginglifecare.org/ National Council on Aging https://www.ncoa.org/ Senior Homes https://www.seniorhomes.com/ Assisted Living Foundation of America http://www.alfahousing.org/ National Center for Assisted living https://www.ahcancal.org/Assisted-Living/Pages/default.aspx Memory Care Facility Locator https://www.memorycarefacilities.net/ Today's Caregiver magazine https://caregiver.com/ National nursing home database https://www.medicare.gov/care-compare/?redirect=true&providerType=NursingHome There are others, but this is a good start.

Diane Stoddart brings a professional yet deeply personal perspective to the complex world of long-term care planning in Preparing For Tomorrow podcast. As a Certified Long Term Care Consultant, she understands that preparing for future care needs involves more than just finances-it's about safeguarding your family's well-being and peace of mind. Each conversation cuts through the industry jargon to clarify the real options available, from insurance products to legal strategies, all aimed at protecting your life savings from being depleted by unexpected care costs. You'll hear Diane break down essential concepts and terms, making a daunting subject feel manageable and urgent. Alongside expert guests, she explores the emotional and physical dimensions of caregiving, offering a holistic view that acknowledges the full weight of these decisions. This isn't about fear; it's about empowerment through knowledge. Tuning into this podcast provides a straightforward guide to creating a practical plan, ensuring you can face tomorrow with confidence rather than anxiety, knowing your loved ones and your legacy are secure.
Author: Language: English Episodes: 100

Preparing For Tomorrow podcast
Podcast Episodes
Case Study: Joe 71 & Jenny 72 single premium life/LTC hybrid plan [not-audio_url] [/not-audio_url]

Duration: 10:37
This week, we're sharing how Joe & Jenny used a single payment to create a paid up LTC and/or death benefit that pay tax-free when care is needed or when death occurs. This couple is in their 70s and are thankfully healt…
Our Thanksgiving card and song for you [not-audio_url] [/not-audio_url]

Duration: 5:59
This week, let's all be thankful for the people we have in our lives. We'll get back to preparing to help them help us better when we need help living - after enjoying those we love most today! Happy Thanksgiving
Guest interview: Lynda Krueger with Owl Be There Tampa [not-audio_url] [/not-audio_url]

Duration: 21:01
This week, I interviewed Lynda Krueger with Owl Be There Tampa. Owl Be There isn't a quick referral by zip code resource. Or a DIY search through Google. Lynda and her associate improve the lives of seniors with wise gui…
Gio wants a plan that does EVERYTHING and more [not-audio_url] [/not-audio_url]

Duration: 11:18
There are so many ways to design a long term care plan. However, different planning strategies offer their own unique benefits. For example, LTC Partnership Protection is only available on stand-alone LTC plans. Cash ben…
Do I need to use the whole benefit every month? [not-audio_url] [/not-audio_url]

Duration: 11:18
Lisa asked if LTC insurance requires us to use the whole benefit every month or can we use less and stretch the benefit period to pay longer. The answer is "that depends". What kind of plan do you have? What kind of care…
Do You Ever Get Depressed Talking about This Stuff? [not-audio_url] [/not-audio_url]

Duration: 11:27
I promise I'll start talking numbers and cases again next week. We made it through the storms and things are almost normal in our community. This week, I received a question about me rather than about long term care, and…
We made it through Milton and are feeling blessed [not-audio_url] [/not-audio_url]

Duration: 3:14
Thank you for all the phone calls and messages asking how we are doing. Our home is fine. No damage and no flooding. We didn't lose power. Lots of branches to clean up, and the last two days we've been putting all the st…
We're in Tampa and are staying here throuh Milton [not-audio_url] [/not-audio_url]

Duration: 1:30
Just a quick update. We're ok so far. Hoping for a Cat 3 or less when it hits, likely a little south of us so we'll get a lot of rain. Presuming all goes as well as can be, I'll update you all on Friday.