Start Young & Get it Done Part 2

Start Young & Get it Done Part 2

Author: Diane Stoddart, Certified Long Term Care Consultant, CLTC October 2, 2025 Duration: 11:30
This week, we look at premiums of traditional, stand-alone LTC plans. Diane shares a plan that her clients designed 10 years ago when they were 49 and compares that to the same plan for a 49 year old couple today, a 59 year old couple today and a 69 year old couple today. Listen and learn how both premiums and benefits at each age (and time) differ. You'll be surprised when learning the total premiums paid at 49 and 69, and more importantly, the difference in benefits availabe at age 79 for each plan. View current and projected costs of care where you live here Be sure to use a 5% cost of living rate as that's the average cost of care increase over the last 30 years. Schedule a phone or zoom meeting with me to start designing your plan here Let's wotk together so you and your favorite people are prepared for tomorrow!

Diane Stoddart brings a professional yet deeply personal perspective to the complex world of long-term care planning in Preparing For Tomorrow podcast. As a Certified Long Term Care Consultant, she understands that preparing for future care needs involves more than just finances-it's about safeguarding your family's well-being and peace of mind. Each conversation cuts through the industry jargon to clarify the real options available, from insurance products to legal strategies, all aimed at protecting your life savings from being depleted by unexpected care costs. You'll hear Diane break down essential concepts and terms, making a daunting subject feel manageable and urgent. Alongside expert guests, she explores the emotional and physical dimensions of caregiving, offering a holistic view that acknowledges the full weight of these decisions. This isn't about fear; it's about empowerment through knowledge. Tuning into this podcast provides a straightforward guide to creating a practical plan, ensuring you can face tomorrow with confidence rather than anxiety, knowing your loved ones and your legacy are secure.
Author: Language: English Episodes: 100

Preparing For Tomorrow podcast
Podcast Episodes
Question 4 - Can I get money back if I don't need care? [not-audio_url] [/not-audio_url]

Duration: 11:37
There are multiple ways to design LTC plans to get mney back of care isn't needed. Listen to many options today. Part two comes next week. Estimate LTC insurance premiums here: Premium estimator Schedule a meeting with m…
Question 3 - What is an Elimination Period? [not-audio_url] [/not-audio_url]

Duration: 11:21
Estimate LTC insurance premiums here: https://23149698.hs-sites.com/individual-calculator Ask a question here: https://calendly.com/diane-p4t/15min Listen to more podcast episodes here: https://preparingfortomorrow.libsy…
Question 2 - How much insurance do I need? [not-audio_url] [/not-audio_url]

Duration: 11:24
LTC Resources Estimate LTC insurance premiums here https://23149698.hs-sites.com/individual-calculator Ask a question here https://calendly.com/diane-p4t/15min Listen to podcast episodes here https://preparingfortomorrow…
Question 1 - What does LTC insurance pay for? [not-audio_url] [/not-audio_url]

Duration: 10:15
Schedule with me at https://calendly.com/diane-p4t/60min Ask a question at https://calendly.com/diane-p4t/30min Website: https://preparing4tomorrow.com/ Podcast episodes: https://preparingfortomorrow.libsyn.com/ What you…
Reason For The Season - Song for you to enjoy from us [not-audio_url] [/not-audio_url]

Duration: 3:23
We wish everyone a joyful Christmas and holiday season. Celebrate with those near and far, and enjoy all the bountiful gifts of love and family. Open your hearts and love those you love even more this season. Welcome tho…
Notice who is helping who this holiday season [not-audio_url] [/not-audio_url]

Duration: 10:23
As you gather with family and friends this holiday season, I ask you to notice sons and daughters helping their moms and dads perform simple tasks like cutting their food or getting in and out of chairs. Ask yourself and…
2 years ago... [not-audio_url] [/not-audio_url]

Duration: 12:39
Diane shares two client stories and some of her own family's story that have all developed over the last two years. So many people want to wait as long as they can to own LTC insurance, but they fail to understand that h…
Case Study: Joe 71 & Jenny 72 single premium life/LTC hybrid plan [not-audio_url] [/not-audio_url]

Duration: 10:37
This week, we're sharing how Joe & Jenny used a single payment to create a paid up LTC and/or death benefit that pay tax-free when care is needed or when death occurs. This couple is in their 70s and are thankfully healt…
Our Thanksgiving card and song for you [not-audio_url] [/not-audio_url]

Duration: 5:59
This week, let's all be thankful for the people we have in our lives. We'll get back to preparing to help them help us better when we need help living - after enjoying those we love most today! Happy Thanksgiving