They said I was too big to qualify for LTC insurance. What can I do to protect my family?

They said I was too big to qualify for LTC insurance. What can I do to protect my family?

Author: Diane Stoddart, Certified Long Term Care Consultant, CLTC June 26, 2024 Duration: 10:36
Preparing For Tomorrow podcast
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Alicia's insurance agent told her she was too short for her weight and no LTC insurance can be offered to her. Turns out that agent only represented one company. Other companies will consider her build (height/weight). Many people are either very small or very big. There are alternative solutions to planning for future care needs that can help those outside of the weight limits of most companies. Some companies don't ask about build or health at all, while some have more lenient health requirements than others. If you've been told you can't qualify for LTC insurance, it is wise to ask for a second opinion. Reach out to me to ask what else can be offered to help you protect your family, assets and choices https://calendly.com/diane-p4t/30min

Diane Stoddart brings a professional yet deeply personal perspective to the complex world of long-term care planning in Preparing For Tomorrow podcast. As a Certified Long Term Care Consultant, she understands that preparing for future care needs involves more than just finances-it's about safeguarding your family's well-being and peace of mind. Each conversation cuts through the industry jargon to clarify the real options available, from insurance products to legal strategies, all aimed at protecting your life savings from being depleted by unexpected care costs. You'll hear Diane break down essential concepts and terms, making a daunting subject feel manageable and urgent. Alongside expert guests, she explores the emotional and physical dimensions of caregiving, offering a holistic view that acknowledges the full weight of these decisions. This isn't about fear; it's about empowerment through knowledge. Tuning into this podcast provides a straightforward guide to creating a practical plan, ensuring you can face tomorrow with confidence rather than anxiety, knowing your loved ones and your legacy are secure.
Author: Language: English Episodes: 100

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