(💸33/40)The 50/50 Rule: How To Turn Every Raise Into Both Wealth and Impact Without Feeling the Pinch

(💸33/40)The 50/50 Rule: How To Turn Every Raise Into Both Wealth and Impact Without Feeling the Pinch

Author: Bob Lotich, Linda Lotich November 16, 2024 Duration: 25:24

The most dangerous financial trap isn't overspending. It's comfortable compromise.

After years of telling ourselves "I'll give more when I get my next raise," we discovered a profound truth: Without a system, good intentions evaporate into lifestyle inflation. But through this simple rule, we found a way to increase both our giving AND our financial freedom—without feeling the sacrifice.

In this episode, we share:

  1. The "50-50 Rule" that transformed our approach to raises and windfalls

  2. Why financial "peace" might actually be sabotaging your spiritual growth

  3. The fascinating story of 3rd century Christians who fled to the woods when they got wealthy (and what it teaches us about modern abundance)

  4. How we're implementing a radical month-long sabbatical for our entire team

This isn't just another money management strategy. It's a practical framework for breaking free from the gravitational pull of cultural norms around wealth—while still enjoying the fruits of your labor.

Whether you're living paycheck-to-paycheck or already practicing generosity, this simple rule could be the key to unlocking both greater impact and personal benefit.

 

Resources Mentioned:

  1. "Simple Money, Rich Life" by Bob and Linda Lotich - https://seedtime.com/smrl-brp

  2. "Ancient Paths" by Corey Russell - https://www.amazon.com/Ancient-Paths-Corey-Russell/dp/0768442761

  3. "The Opposite Life" by Alex Seeley - https://www.amazon.com/Opposite-Life-Breaking-Through-Living/dp/0785235442 

  4. SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m

 

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

 

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/wcwEgUNKc0U)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. 


What does it look like to manage money well when your faith is the foundation of your life? That’s the central question explored in SeedTime with Bob and Linda Lotich. This isn't just another financial advice show; it's a conversation about integrating biblical principles with the practical realities of budgeting, investing, and building a secure future. Bob and Linda approach finances from a unique perspective, one that challenges conventional wisdom by framing stewardship as a spiritual practice. Their discussions move beyond spreadsheets to consider how financial health directly impacts your marriage, your sense of purpose, and your ability to live generously. Each episode aims to provide actionable steps to simplify your finances, eliminate debt, and cultivate a sense of peace and control over the resources you've been given. The goal is to shift your focus from anxiety about money towards freedom, allowing you to invest your time and energy into what truly matters. If you've ever felt that typical money advice misses the heart of the matter, this podcast offers a different path-one where faith and finances are seamlessly connected. Tune in for honest conversations that blend personal experience with practical strategy, all centered on building a life of purpose and provision.
Author: Language: English Episodes: 100

SeedTime with Bob and Linda Lotich
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