(💸35/40) The Hidden Money Hack: How to Afford Your Dreams By Spending Less on Things You Don't Actually Care About

(💸35/40) The Hidden Money Hack: How to Afford Your Dreams By Spending Less on Things You Don't Actually Care About

Author: Bob Lotich, Linda Lotich November 30, 2024 Duration: 18:38

Ever feel like your dreams are slipping away because you "can't afford them"?

We're about to flip everything you think you know about affording what you love.

In this episode, we reveal the counter-intuitive truth about funding your passion projects and bucket list goals - without earning a single dollar more than you do right now. You'll discover how a wannabe pilot unlocked his childhood dream through one simple spending shift, and how you can use the same principle to transform your financial reality.

Here's what you'll learn:

  1. The "Priority Stack" method for identifying which expenses are secretly holding you back

  2. Why creating "friction" in your spending could be the key to unlocking your dreams

  3. How we discovered we could afford to live at the beach (and why most people never realize what's possible)

  4. The uncomfortable truth about your Amazon app (and why deleting it might change your life)

  5. A revolutionary approach to evaluating expenses that goes beyond basic budgeting

Plus, we share our personal revelation about Starbucks spending and how facing this truth led to better decisions - without guilt or shame.

📚 Resources Mentioned:

Books:

  1. "Simple Money, Rich Life" by Bob and Linda Lotich Get your free copy (just pay shipping): https://www.simplemoney.com/free

  2. "Atomic Habits" by James Clear: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 

Mentioned Names/Concepts:

  1. Ramit Sethi's "Money Dials" concept

  2. James Clear's environment design principles

Link:

  1. SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m



BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

 

Watch this episode on our SeedTime Money Podcast YouTube channel!

 

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


What does it look like to manage money well when your faith is the foundation of your life? That’s the central question explored in SeedTime with Bob and Linda Lotich. This isn't just another financial advice show; it's a conversation about integrating biblical principles with the practical realities of budgeting, investing, and building a secure future. Bob and Linda approach finances from a unique perspective, one that challenges conventional wisdom by framing stewardship as a spiritual practice. Their discussions move beyond spreadsheets to consider how financial health directly impacts your marriage, your sense of purpose, and your ability to live generously. Each episode aims to provide actionable steps to simplify your finances, eliminate debt, and cultivate a sense of peace and control over the resources you've been given. The goal is to shift your focus from anxiety about money towards freedom, allowing you to invest your time and energy into what truly matters. If you've ever felt that typical money advice misses the heart of the matter, this podcast offers a different path-one where faith and finances are seamlessly connected. Tune in for honest conversations that blend personal experience with practical strategy, all centered on building a life of purpose and provision.
Author: Language: English Episodes: 100

SeedTime with Bob and Linda Lotich
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