Faith isn't what you think it is (Bible Study)

Faith isn't what you think it is (Bible Study)

Author: Bob Lotich, Linda Lotich December 20, 2025 Duration: 31:05

Most of us were taught that faith means "trying really hard to believe" — especially with our finances. But in the Bible-study-style episode, Bob & Linda unpack Hebrews 11, Romans 10:17, and Jesus' "abide" teaching to reveal a surprising truth:

👉  Biblical faith isn't mustered. It's received.

And once you see that, anxiety shrinks, striving stops, and finances shift.

Join Bob & Linda as they walk through their own misconceptions about faith, why effort-based Christianity wears us out, and how to let God grow real, evidence-bearing faith in your financial life.

This one is equal parts devotional, Bible study, and super pracitical conversation.

What We Cover
  • Why "trying harder to have faith" never works
  • What Hebrews 11 actually teaches about faith as "evidence"
  • Linda's family devotions and how teaching Scripture unlocks new revelation
  • The surprising connection between faith, abiding, and legal authority in Scripture
  • How faith grows (and why it's not through willpower)
  • Why community + hearing the Word matters
  • What Noah, Sarah, and Abraham teach us about doing hard things "by faith"
  • How to apply faith to money without resorting to wishful thinking
  • Why budgeting, paying bills, and taking small obedient steps are acts of faith
  • How to pray Scripture over your finances when you feel uncertain

 

Key Scriptures (NLT)
  • Hebrews 11:1 — "Faith shows the reality of what we hope for…"
  • Romans 10:17 — "Faith comes from hearing, that is, hearing the Good News…"
  • Psalm 46:10 — "Be still and know that I am God."
  • John 15 — Jesus' teaching on abiding
  • James 1:22 — "Be doers of the word, not hearers only."

 

Memorable Moments
  • "If faith is evidence, it can't originate from me."
  • "Abiding produces fruit — not effort."
  • "Sometimes the faith God gives you feels like hope… but with legs."
  • "Faith without works is dead — but striving isn't a fruit of the Spirit."

 

Practical Takeaways
  • Immerse yourself in Scripture and let God give you faith rather than trying to manufacture it
  • Look for the "tiny mustard seed" God is already giving you
  • Identify one Scripture that keeps getting highlighted — that may be where God wants you to act
  • Don't avoid financial decisions out of fear; small steps are how faith grows
  • Teach what you're learning (to kids, friends, spouse) — it expands revelation 

 

Resource Mentioned
 

📘 Prayers for Finances (Free PDF) — Scripture-based declarations to build faith in your money life.

Grab it at: SeedTime.com/prayer

 

Episode Takeaway
You don't need more willpower — you need to abide, hear the Word, and act on what God gives you. Faith grows where striving stops.




BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).  

 

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. 


What does it look like to manage money well when your faith is the foundation of your life? That’s the central question explored in SeedTime with Bob and Linda Lotich. This isn't just another financial advice show; it's a conversation about integrating biblical principles with the practical realities of budgeting, investing, and building a secure future. Bob and Linda approach finances from a unique perspective, one that challenges conventional wisdom by framing stewardship as a spiritual practice. Their discussions move beyond spreadsheets to consider how financial health directly impacts your marriage, your sense of purpose, and your ability to live generously. Each episode aims to provide actionable steps to simplify your finances, eliminate debt, and cultivate a sense of peace and control over the resources you've been given. The goal is to shift your focus from anxiety about money towards freedom, allowing you to invest your time and energy into what truly matters. If you've ever felt that typical money advice misses the heart of the matter, this podcast offers a different path-one where faith and finances are seamlessly connected. Tune in for honest conversations that blend personal experience with practical strategy, all centered on building a life of purpose and provision.
Author: Language: English Episodes: 100

SeedTime with Bob and Linda Lotich
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