What We Actually Believe About Tithing (After 15 Years of Avoiding This)

What We Actually Believe About Tithing (After 15 Years of Avoiding This)

Author: Bob Lotich, Linda Lotich June 12, 2026 Duration: 44:04

The first time I ever heard the word tithing, I watched a guest preacher publicly shame two guys at the altar of a small Florida church for not doing it consistently. They walked back to their seats with their heads down. I never forgot it. Linda has a different shame story — quiet, private, ten years long, all over a single tithe she felt led to give to friends going on a mission trip instead of her local church. Two completely different shame stories, same root system. Both deadly to generosity.

In this episode, we finally do the conversation we've sidestepped for almost two decades. We get into the difference between condemnation and conviction, why we treat tithing the same way we treat Sabbath, and the moment we corrected our giving and got a raise the very next day that exactly covered the gap.

This is not a shame episode. It's not a license episode either. It's where we've actually landed.

And If you enjoyed this, we'd love to send you a free copy of our book — you just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at seedtime.com/free.

 

WHAT WE COVER IN THIS EPISODE

Here's a little of what we cover in this episode:

  • The altar-shaming Bob watched as a brand-new Christian (and what it did to his view of giving)
  • The 10-year guilt cycle Linda carried over a single tithe she gave to the "wrong" place
  • Why condemnation comes from the enemy and conviction comes from God (and how to tell which is which)
  • The Sabbath analogy that finally helped us land somewhere honest
  • Why both shame and license are wrong (and what 2 Corinthians 9:7 actually says)
  • Where to start if 10% feels impossible right now

 

BIBLE VERSES MENTIONED

  • Matthew 7 (referenced — "if your eye causes you to sin")
  • Genesis 14 (Abraham and Melchizedek, referenced)
  • Genesis 22 (Abraham, "God will provide" / Jehovah Jireh)
  • 2 Corinthians 8-9 (referenced as a giving framework)
  • 2 Corinthians 9:7
  • Galatians 3:13 (referenced — "redeemed from the curse of the law")
  • John 8 (the woman caught in adultery, referenced)
  • Luke 19 (Zacchaeus, referenced)
  • Hebrews (Jesus as high priest in the order of Melchizedek, referenced)

 

RESOURCES MENTIONED

 

DISCLAIMER

Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting.

Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions.

Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.


What does it look like to manage money well when your faith is the foundation of your life? That’s the central question explored in SeedTime with Bob and Linda Lotich. This isn't just another financial advice show; it's a conversation about integrating biblical principles with the practical realities of budgeting, investing, and building a secure future. Bob and Linda approach finances from a unique perspective, one that challenges conventional wisdom by framing stewardship as a spiritual practice. Their discussions move beyond spreadsheets to consider how financial health directly impacts your marriage, your sense of purpose, and your ability to live generously. Each episode aims to provide actionable steps to simplify your finances, eliminate debt, and cultivate a sense of peace and control over the resources you've been given. The goal is to shift your focus from anxiety about money towards freedom, allowing you to invest your time and energy into what truly matters. If you've ever felt that typical money advice misses the heart of the matter, this podcast offers a different path-one where faith and finances are seamlessly connected. Tune in for honest conversations that blend personal experience with practical strategy, all centered on building a life of purpose and provision.
Author: Language: English Episodes: 50

SeedTime with Bob and Linda Lotich
Podcast Episodes
God Is Warning Us About AI (And Most Christians Aren't Listening) [not-audio_url] [/not-audio_url]

Duration: 50:29
Is God Warning Us About AI? The Biblical Case for Preparing Now! Before every major disruption in Scripture—famine, flood, exile—God warned His people first. Those who listened didn't just survive… they thrived. So what…
The Bible's Hidden Habits for Financial Success [not-audio_url] [/not-audio_url]

Duration: 22:28
In this episode, Bob and Linda unpack spiritual habits found in Scripture that quietly shape financial outcomes—habits that have nothing to do with spreadsheets or hustle culture, but everything to do with becoming the k…
Even after spiritual abuse, THIS is why I still tithe [not-audio_url] [/not-audio_url]

Duration: 41:55
Spiritual abuse around money almost made us stop giving altogether. We've seen manipulation from the pulpit. We've witnessed leaders mishandle funds. We've felt the tension between honoring God and distrusting institutio…
Why God's blessings can be dangerous (so burn the chariots!) [not-audio_url] [/not-audio_url]

Duration: 27:09
In today's episode, Bob & Linda explore one of the most overlooked spiritual tests in the Christian life: how to stay dependent on God in the midst of blessings. Drawing from Joshua 11, they unpack the strange moment whe…
Faith isn't what you think it is (Bible Study) [not-audio_url] [/not-audio_url]

Duration: 31:05
Most of us were taught that faith means "trying really hard to believe" — especially with our finances. But in the Bible-study-style episode, Bob & Linda unpack Hebrews 11, Romans 10:17, and Jesus' "abide" teaching to re…
The Hidden Costs of Entrepreneurship No One Talks About [not-audio_url] [/not-audio_url]

Duration: 28:29
Everyone online makes entrepreneurship look like the ultimate path to freedom—but the truth is far more complicated. After 18 years of building SeedTime, Bob & Linda open up about what most people never say out loud: the…