Why I think God hates our money system (and what to do about it)

Why I think God hates our money system (and what to do about it)

Author: Bob Lotich, Linda Lotich March 20, 2026 Duration: 29:34
Is our money system actually working against faithful stewardship?
 
In this episode, Bob and Linda tackle a conversation almost no one in the church is having—but one every Christian steward needs to understand.
 
Bob opens with a shocking reality: $100 in 1971 now buys about $12 worth of stuff. Same number. Far less value. So what happened?
 
From there, the conversation zooms out to explore inflation, fiat currency, and why Scripture repeatedly condemns unequal weights and measures. Is our modern money system quietly violating biblical principles—and if so, what should believers do about it?
 
This isn't about fear, conspiracy theories, or predicting the end of the dollar. It's about wisdom, stewardship, and preserving the value of what God has entrusted to us so we can live generously and faithfully over the long term.
 
 
In this episode, we cover:
  • Why saving money can feel like running on a treadmill
  • What changed in 1971—and why it matters to your everyday life
  • The biblical problem with "unequal weights and measures" (Proverbs & Amos)
  • Why fiat currency quietly erodes purchasing power over time
  • How money worked in the Bible: weight, scarcity, and real value
  • Why Bob views gold as a store of value, not an "investment"
  • How Bitcoin compares to gold (and why Bob separates it from other crypto)
  • The hidden danger of keeping all your savings in cash
  • How volatility differs from slow, invisible loss
  • Why this conversation is ultimately about generosity and kingdom impact
 
Key Scriptures (NLT):
  • Proverbs 11:1 – "The Lord detests the use of dishonest scales…"
  • Proverbs 20:10 – "False weights and unequal measures… are detestable to the Lord."
  • Amos 8:5–6 – God rebukes those who manipulate money for gain
  • Genesis 23:16 – Abraham pays with weighted silver
  • Exodus 30:13 – Money measured by the sanctuary shekel
  • Genesis 2:11–12 – Gold appears early in creation—and God calls it good

 

Go deeper:

If you want a deeper, step-by-step breakdown of how Bob thinks through gold, Bitcoin, and long-term investing from a Christian perspective, check out the 10x Investing Course mentioned at the end of the episode (https://seedtime.com/10x).

 
The heart of this episode
This isn't about gold or Bitcoin being a "savior." God is our provider—always. But wisdom matters. If money quietly loses value every year, that affects families, retirees, and our ability to give generously.
 
As Bob explains, better stewardship today can mean greater generosity tomorrow.
Action step for the week:
Take 30 minutes to review where your savings are currently stored. Pray for wisdom (James 1:5), and ask this simple question:
 
"Is all of our money sitting in something that loses value over time?"
 
 
No pressure to act—just awareness, prayer, and learning.
Important note: This episode is for education and biblical reflection—not personalized financial advice. Always pray and seek wise counsel before making financial decisions.
 
 
 
 

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/euzv8IC40R0)!

 

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What does it look like to manage money well when your faith is the foundation of your life? That’s the central question explored in SeedTime with Bob and Linda Lotich. This isn't just another financial advice show; it's a conversation about integrating biblical principles with the practical realities of budgeting, investing, and building a secure future. Bob and Linda approach finances from a unique perspective, one that challenges conventional wisdom by framing stewardship as a spiritual practice. Their discussions move beyond spreadsheets to consider how financial health directly impacts your marriage, your sense of purpose, and your ability to live generously. Each episode aims to provide actionable steps to simplify your finances, eliminate debt, and cultivate a sense of peace and control over the resources you've been given. The goal is to shift your focus from anxiety about money towards freedom, allowing you to invest your time and energy into what truly matters. If you've ever felt that typical money advice misses the heart of the matter, this podcast offers a different path-one where faith and finances are seamlessly connected. Tune in for honest conversations that blend personal experience with practical strategy, all centered on building a life of purpose and provision.
Author: Language: English Episodes: 100

SeedTime with Bob and Linda Lotich
Podcast Episodes
Matt Chandler: I Won't Even Let Billionaires Bless Me (Here's Why) [not-audio_url] [/not-audio_url]

Duration: 22:29
Matt Chandler has been in the room with actual billionaires on multiple occasions — and the way he describes what happens to people who have everything almost everyone else is chasing isn't what most of us would expect.…
THIS is how we gave $1 Million [not-audio_url] [/not-audio_url]

Duration: 10:59
We are opening up our Mission Driven Millionaire Cohort to 15 people and we are enrolling now until spots fill up. Get details and apply here: https://seedtime.com/cohort Also, this is an episode you might just want to w…
The 4 Stages of Money (And Why Most People Get Stuck in Stage 2) [not-audio_url] [/not-audio_url]

Duration: 20:41
37% of people making $250,000 a year are living paycheck to paycheck right now. Which means the thing keeping most of us stuck financially has almost nothing to do with how much we make. Linda and I have coached people p…
The 17 Investments I Actually Own (Full Portfolio Reveal) [not-audio_url] [/not-audio_url]

Duration: 30:48
In this episode I walk through our entire 2026 investment portfolio: every account, every position, and exactly what I'm doing with our money. That includes a full update on gold (which has nearly doubled but I genuinely…
He Burned Out as a Pastor (Then Discovered this…) w/Mark Buchanan [not-audio_url] [/not-audio_url]

Duration: 56:54
Most of us have quietly convinced ourselves that busy-ness is a badge of honor. Mark Buchanan believed the same thing — until it almost cost him his health, his marriage, and his connection with God. And what he found on…
Why When You Feel Least Qualified Is When God Does His Best Work [not-audio_url] [/not-audio_url]

Duration: 34:45
The day Jesus fed five thousand people from almost nothing — he was also grieving the violent death of his best friend and cousin. He'd tried to get away to be alone. The crowds followed him anyway. And instead of sendin…
How to Hear the Holy Spirit About Your Finances (with Alex Seeley) [not-audio_url] [/not-audio_url]

Duration: 57:22
She prayed for seven years for a breakthrough. The more she prayed, the worse things got. And she ended up on the bathroom floor saying she didn't want to be alive anymore. What the Holy Spirit showed her in that moment…